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National Credit Union Service Organization

MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION

Mar, 31, 2021 — MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION is a federal credit union headquartered in KEARNEYSVILLE, WV with 1 branch location and about $17.32 million in total assets. Opened 45 years ago in 1976, MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION has about 1,773 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION
Address:
(Main Office)
2971 CHARLES TOWN RD
KEARNEYSVILLE, WV 25430
Phone:(304) 263-3454
Fax:(304) 263-7389
Website:http://martinsburgfcu.com
Branches:1 branch locations
Members:1,773
Credit Union Type:Federal Credit Union
Charter Number:22337
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1976
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,320,219
CEO/Manager:Sherry L Peck
Chairperson:Gary T Budd

Call Report

  • Credit Builder
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,204,793
TOTAL INVESTMENTS 10,076,566
Loans Held for Sale 0
 
 Real Estate Loans 716,528
 Unsecured Loans 918,291
 Other Loans 3,022,543
 TOTAL LOANS 4,657,362
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -8,684
 Land And Building 168,867
 Other Fixed Assets 7,625
 NCUSIF Deposit 130,250
 All Other Assets 83,440
  TOTAL ASSETS 17,320,219
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 15,269
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,900,095
 Regular shares 11,432,422
 All Other Shares & Deposits 266,853
  TOTAL SHARES & DEPOSITS 15,599,370
  TOTAL LIABILITIES 15,614,639
 Regular Reserve 395,070
 Other Reserves 0
 Undivided Earnings 1,310,510
  TOTAL EQUITY 1,705,580
  TOTAL LIABILITIES, SHARES, & EQUITY 17,320,219
INCOME & EXPENSE  
 Loan Income 50,361
 Investment Income 33,482
 Other Income 10,077
 Total Employee Compensation & Benefits 50,554
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 46,970
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,464
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -3,187
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