Sep, 30, 2025 — MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION is a federal credit union headquartered in KEARNEYSVILLE, WV with 1 branch location and about $16.82 million in total assets. Opened 50 years ago in 1976, MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION has about 1,591 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2971 Charles Town Rd KEARNEYSVILLE, WV 25430 |
| Phone: | (304) 263-3454 |
| Fax: | (304) 263-7389 |
| Website: | https://www.martinsburgfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,591 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22337 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Jan 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,822,796 |
| CEO/Manager: | Sherry L Peck |
| Chairperson: | Gary T Budd |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 940,879 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 839,201 |
| Unsecured Loans | 720,215 |
| Other Loans | 2,781,398 |
| TOTAL LOANS | 4,340,814 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -44,367 |
| Land And Building | 140,758 |
| Other Fixed Assets | 9,843 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 143,113 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,822,796 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,103 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,267,693 |
| Regular shares | 10,162,981 |
| All Other Shares & Deposits | 111,840 |
| TOTAL SHARES & DEPOSITS | 14,542,514 |
| TOTAL LIABILITIES | 14,549,617 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,273,179 |
| TOTAL EQUITY | 2,273,179 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,822,796 |
| INCOME & EXPENSE | |
| Loan Income | 234,173 |
| Investment Income | 367,875 |
| Other Income | 72,433 |
| Total Employee Compensation & Benefits | 173,384 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 197,343 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,000 |
| Cost of Funds | 4,034 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 279,720 |
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