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MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION

Dec, 31, 2021 — MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION is a federal credit union headquartered in KEARNEYSVILLE, WV with 1 branch location and about $17.41 million in total assets. Opened 46 years ago in 1976, MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION has about 1,753 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION
Address:
(Main Office)
2971 Charles Town Rd
KEARNEYSVILLE, WV 25430
Phone:(304) 263-3454
Fax:(304) 263-7389
Website:http://martinsburgfcu.com
Branches:1 branch locations
Members:1,753
Credit Union Type:Federal Credit Union
Charter Number:22337
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1976
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,406,459
CEO/Manager:Sherry L Peck
Chairperson:Gary T Budd

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,752,479
TOTAL INVESTMENTS 11,176,995
Loans Held for Sale 0
 
 Real Estate Loans 475,188
 Unsecured Loans 884,666
 Other Loans 2,725,769
 TOTAL LOANS 4,085,623
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,488
 Land And Building 164,183
 Other Fixed Assets 3,428
 NCUSIF Deposit 149,622
 All Other Assets 80,617
  TOTAL ASSETS 17,406,459
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,942
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,035,765
 Regular shares 11,395,446
 All Other Shares & Deposits 256,969
  TOTAL SHARES & DEPOSITS 15,688,180
  TOTAL LIABILITIES 15,707,122
 Regular Reserve 395,070
 Other Reserves 0
 Undivided Earnings 1,304,267
  TOTAL EQUITY 1,699,337
  TOTAL LIABILITIES, SHARES, & EQUITY 17,406,459
INCOME & EXPENSE  
 Loan Income 209,852
 Investment Income 136,085
 Other Income 62,204
 Total Employee Compensation & Benefits 218,672
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 183,633
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,202
 Cost of Funds 6,063
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -9,429
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