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VALLEY BOARD FEDERAL CREDIT UNION

Dec, 31, 2020 — VALLEY BOARD FEDERAL CREDIT UNION is a federal credit union headquartered in HALLTOWN, WV with 1 branch location and about $131,298 in total assets. Opened 61 years ago in 1960, VALLEY BOARD FEDERAL CREDIT UNION has about 59 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VALLEY BOARD FEDERAL CREDIT UNION
Address:
(Main Office)
P O BOX 70
HALLTOWN, WV 25423
Phone:(304) 725-2076
Fax:(304) 728-7544
Website:n/a
Branches:1 branch locations
Members:59
Credit Union Type:Federal Credit Union
Charter Number:14045
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1960
Last Audited:Apr 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$131,298
CEO/Manager:Robin L Carroll
Chairperson:Loretta J Fritz

Call Report

  • Micro Consumer Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 48,754
TOTAL INVESTMENTS 18,549
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 34,242
 Other Loans 27,104
 TOTAL LOANS 61,346
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -996
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 977
 All Other Assets 2,668
  TOTAL ASSETS 131,298
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 344
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 104,771
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 104,771
  TOTAL LIABILITIES 105,115
 Regular Reserve 19,938
 Other Reserves 0
 Undivided Earnings 6,245
  TOTAL EQUITY 26,183
  TOTAL LIABILITIES, SHARES, & EQUITY 131,298
INCOME & EXPENSE  
 Loan Income 10,099
 Investment Income 161
 Other Income 383
 Total Employee Compensation & Benefits 10,474
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,724
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,353
 Cost of Funds 694
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,602
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