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BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION

Mar, 31, 2021 — BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in Martinsburg, WV with 1 branch location and about $7.63 million in total assets. Opened 48 years ago in 1973, BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION has about 1,172 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. Box 1740
Martinsburg, WV 25402
Phone:(304) 263-0902
Fax:(304) 263-7879
Website:http://www.bcpsfcu.com
Branches:1 branch locations
Members:1,172
Credit Union Type:Federal Credit Union
Charter Number:21499
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1973
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,629,993
CEO/Manager:Phyllis E Wright
Chairperson:Justin Schooley

Call Report

  • Overdraft Protection
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,619,958
TOTAL INVESTMENTS 27,496
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 655,433
 Other Loans 2,262,706
 TOTAL LOANS 2,918,139
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,012
 Land And Building 0
 Other Fixed Assets 14,313
 NCUSIF Deposit 52,690
 All Other Assets 11,409
  TOTAL ASSETS 7,629,993
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,287
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,759,161
 Regular shares 5,465,724
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,224,885
  TOTAL LIABILITIES 7,227,172
 Regular Reserve 393,623
 Other Reserves 0
 Undivided Earnings 9,198
  TOTAL EQUITY 402,821
  TOTAL LIABILITIES, SHARES, & EQUITY 7,629,993
INCOME & EXPENSE  
 Loan Income 28,620
 Investment Income 2,340
 Other Income 14,453
 Total Employee Compensation & Benefits 26,221
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,757
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 0
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,565
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