Dec, 31, 2021 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $19.60 million in total assets. Opened 52 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,736 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EASTERN PANHANDLE FEDERAL CREDIT UNION |
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Address: (Main Office) | 36 GM Access Rd MARTINSBURG, WV 25403 |
Phone: | (304) 263-2887 |
Fax: | (304) 263-4310 |
Website: | https://www.easternpanhandlefcu.com |
Branches: | 1 branch locations |
Members: | 2,736 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 19890 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1970 |
Last Audited: | May 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $19,604,149 |
CEO/Manager: | Tina L Sheppard |
Chairperson: | RANDY BARNHART |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,665,252 |
TOTAL INVESTMENTS | 6,218,830 |
Loans Held for Sale | 0 |
Real Estate Loans | 854,312 |
Unsecured Loans | 1,776,338 |
Other Loans | 8,668,434 |
TOTAL LOANS | 11,299,084 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -87,160 |
Land And Building | 252,577 |
Other Fixed Assets | 42,010 |
NCUSIF Deposit | 169,129 |
All Other Assets | 44,427 |
TOTAL ASSETS | 19,604,149 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 60,990 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 78,476 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,613,485 |
Regular shares | 13,320,273 |
All Other Shares & Deposits | 140,184 |
TOTAL SHARES & DEPOSITS | 18,073,942 |
TOTAL LIABILITIES | 18,213,408 |
Regular Reserve | 524,206 |
Other Reserves | 0 |
Undivided Earnings | 866,535 |
TOTAL EQUITY | 1,390,741 |
TOTAL LIABILITIES, SHARES, & EQUITY | 19,604,149 |
INCOME & EXPENSE | |
Loan Income | 494,685 |
Investment Income | 40,223 |
Other Income | 108,097 |
Total Employee Compensation & Benefits | 195,335 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 481,256 |
Non-operating Income & (Expense) | 1,150 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 2,178 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 136,599 |
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