Credit Unions Near Me
National Credit Union Service Organization

EASTERN PANHANDLE FEDERAL CREDIT UNION

Mar, 31, 2021 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $20.22 million in total assets. Opened 51 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,736 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 257078995
Name:EASTERN PANHANDLE FEDERAL CREDIT UNION
Address:
(Main Office)
36 GM ACCESS RD
MARTINSBURG, WV 25403
Phone:(304) 263-2887
Fax:(304) 263-4310
Website:https://www.easternpanhandlefcu.com
Branches:1 branch locations
Members:2,736
Credit Union Type:Federal Credit Union
Charter Number:19890
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:Jan 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$20,216,093
CEO/Manager:Tina L Sheppard
Chairperson:RANDY BARNHART

Call Report

  • Credit Builder
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,090,769
TOTAL INVESTMENTS 6,930,830
Loans Held for Sale 0
 
 Real Estate Loans 655,795
 Unsecured Loans 1,714,501
 Other Loans 8,410,819
 TOTAL LOANS 10,781,115
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -103,174
 Land And Building 260,645
 Other Fixed Assets 51,803
 NCUSIF Deposit 145,317
 All Other Assets 58,788
  TOTAL ASSETS 20,216,093
LIABILITIES & CAPITAL:  
 Dividends Payable 977
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 95,686
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,286,796
 Regular shares 13,335,847
 All Other Shares & Deposits 155,746
  TOTAL SHARES & DEPOSITS 18,778,389
  TOTAL LIABILITIES 18,875,052
 Regular Reserve 524,206
 Other Reserves 0
 Undivided Earnings 816,835
  TOTAL EQUITY 1,341,041
  TOTAL LIABILITIES, SHARES, & EQUITY 20,216,093
INCOME & EXPENSE  
 Loan Income 118,143
 Investment Income 6,344
 Other Income 22,355
 Total Employee Compensation & Benefits 36,964
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 118,619
 Non-operating Income & (Expense) 575
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 797
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 33,464
↑ Back to Top

Other Credit Unions

VALLEY BOARD FEDERAL CREDIT UNION
P O BOX 70
HALLTOWN, WV 25423
U S EMPLOYEES FEDERAL CREDIT UNION
P O Box 885
FAIRMONT, WV 26555-0885
CITY OF FAIRMONT FEDERAL CREDIT UNION
P.O. Box 868
FAIRMONT, WV 26554
BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION
P.O. Box 1740
MARTINSBURG, WV 25402
MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION
2971 CHARLES TOWN RD
KEARNEYSVILLE, WV 25430
ROMNEY FEDERAL CREDIT UNION
62 WEST MAIN STREET
ROMNEY, WV 26757-1638
PRESTON FEDERAL CREDIT UNION
434 E MAIN ST
KINGWOOD, WV 26537
TRI AG W VA FEDERAL CREDIT UNION
1550 EARL L CORE RD STE 100
MORGANTOWN, WV 26505-5920
MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1512 Mary Lou Retton Dr
FAIRMONT, WV 26554
167TH TFR FEDERAL CREDIT UNION
P O Box 1897
MARTINSBURG, WV 25402