Dec, 31, 2023 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $18.80 million in total assets. Opened 54 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,832 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EASTERN PANHANDLE FEDERAL CREDIT UNION |
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Address: (Main Office) | 36 GM Access Rd MARTINSBURG, WV 25403 |
Phone: | (304) 263-2887 |
Fax: | (304) 263-4310 |
Website: | https://www.easternpanhandlefcu.com |
Branches: | 1 branch locations |
Members: | 2,832 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 19890 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1970 |
Last Audited: | Nov 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $18,801,566 |
CEO/Manager: | Tina L Sheppard |
Chairperson: | RANDY BARNHART |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,809,672 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,461,654 |
Unsecured Loans | 1,774,466 |
Other Loans | 10,873,413 |
TOTAL LOANS | 14,535,546 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -85,516 |
Land And Building | 244,221 |
Other Fixed Assets | 62,424 |
NCUSIF Deposit | 185,827 |
All Other Assets | 0 |
TOTAL ASSETS | 18,801,566 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 5,421 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 216,507 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,941,375 |
Regular shares | 11,490,760 |
All Other Shares & Deposits | 370,638 |
TOTAL SHARES & DEPOSITS | 16,802,774 |
TOTAL LIABILITIES | 17,024,702 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,776,864 |
TOTAL EQUITY | 1,776,864 |
TOTAL LIABILITIES, SHARES, & EQUITY | 18,801,566 |
INCOME & EXPENSE | |
Loan Income | 696,862 |
Investment Income | 115,613 |
Other Income | 114,655 |
Total Employee Compensation & Benefits | 258,620 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 508,018 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 26,407 |
Cost of Funds | 12,654 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 310,171 |
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