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EASTERN PANHANDLE FEDERAL CREDIT UNION

Dec, 31, 2021 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $19.60 million in total assets. Opened 52 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,736 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 257078995
Name:EASTERN PANHANDLE FEDERAL CREDIT UNION
Address:
(Main Office)
36 GM Access Rd
MARTINSBURG, WV 25403
Phone:(304) 263-2887
Fax:(304) 263-4310
Website:https://www.easternpanhandlefcu.com
Branches:1 branch locations
Members:2,736
Credit Union Type:Federal Credit Union
Charter Number:19890
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$19,604,149
CEO/Manager:Tina L Sheppard
Chairperson:RANDY BARNHART

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,665,252
TOTAL INVESTMENTS 6,218,830
Loans Held for Sale 0
 
 Real Estate Loans 854,312
 Unsecured Loans 1,776,338
 Other Loans 8,668,434
 TOTAL LOANS 11,299,084
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -87,160
 Land And Building 252,577
 Other Fixed Assets 42,010
 NCUSIF Deposit 169,129
 All Other Assets 44,427
  TOTAL ASSETS 19,604,149
LIABILITIES & CAPITAL:  
 Dividends Payable 60,990
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 78,476
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,613,485
 Regular shares 13,320,273
 All Other Shares & Deposits 140,184
  TOTAL SHARES & DEPOSITS 18,073,942
  TOTAL LIABILITIES 18,213,408
 Regular Reserve 524,206
 Other Reserves 0
 Undivided Earnings 866,535
  TOTAL EQUITY 1,390,741
  TOTAL LIABILITIES, SHARES, & EQUITY 19,604,149
INCOME & EXPENSE  
 Loan Income 494,685
 Investment Income 40,223
 Other Income 108,097
 Total Employee Compensation & Benefits 195,335
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 481,256
 Non-operating Income & (Expense) 1,150
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,178
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 136,599
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