Dec, 31, 2022 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $21.86 million in total assets. Opened 53 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,770 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EASTERN PANHANDLE FEDERAL CREDIT UNION |
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Address: (Main Office) | 36 GM Access Rd MARTINSBURG, WV 25403 |
Phone: | (304) 263-2887 |
Fax: | (304) 263-4310 |
Website: | https://www.easternpanhandlefcu.com |
Branches: | 1 branch locations |
Members: | 2,770 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 19890 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1970 |
Last Audited: | May 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $21,858,589 |
CEO/Manager: | Tina L Sheppard |
Chairperson: | RANDY BARNHART |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,709,147 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,235,531 |
Unsecured Loans | 1,668,553 |
Other Loans | 10,737,511 |
TOTAL LOANS | 14,028,486 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,286 |
Land And Building | 244,795 |
Other Fixed Assets | 48,685 |
NCUSIF Deposit | 178,665 |
All Other Assets | 0 |
TOTAL ASSETS | 21,858,589 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 384 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 104,976 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,731,048 |
Regular shares | 15,429,933 |
All Other Shares & Deposits | 132,607 |
TOTAL SHARES & DEPOSITS | 20,293,588 |
TOTAL LIABILITIES | 20,398,948 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,459,641 |
TOTAL EQUITY | 1,459,641 |
TOTAL LIABILITIES, SHARES, & EQUITY | 21,858,589 |
INCOME & EXPENSE | |
Loan Income | 385,590 |
Investment Income | 13,630 |
Other Income | 81,301 |
Total Employee Compensation & Benefits | 152,822 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 389,821 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 1,079 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 68,899 |
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