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EASTERN PANHANDLE FEDERAL CREDIT UNION

Dec, 31, 2022 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $21.86 million in total assets. Opened 53 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,770 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 257078995
Name:EASTERN PANHANDLE FEDERAL CREDIT UNION
Address:
(Main Office)
36 GM Access Rd
MARTINSBURG, WV 25403
Phone:(304) 263-2887
Fax:(304) 263-4310
Website:https://www.easternpanhandlefcu.com
Branches:1 branch locations
Members:2,770
Credit Union Type:Federal Credit Union
Charter Number:19890
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$21,858,589
CEO/Manager:Tina L Sheppard
Chairperson:RANDY BARNHART

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,709,147
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,235,531
 Unsecured Loans 1,668,553
 Other Loans 10,737,511
 TOTAL LOANS 14,028,486
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -64,286
 Land And Building 244,795
 Other Fixed Assets 48,685
 NCUSIF Deposit 178,665
 All Other Assets 0
  TOTAL ASSETS 21,858,589
LIABILITIES & CAPITAL:  
 Dividends Payable 384
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 104,976
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,731,048
 Regular shares 15,429,933
 All Other Shares & Deposits 132,607
  TOTAL SHARES & DEPOSITS 20,293,588
  TOTAL LIABILITIES 20,398,948
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,459,641
  TOTAL EQUITY 1,459,641
  TOTAL LIABILITIES, SHARES, & EQUITY 21,858,589
INCOME & EXPENSE  
 Loan Income 385,590
 Investment Income 13,630
 Other Income 81,301
 Total Employee Compensation & Benefits 152,822
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 389,821
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,079
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 68,899
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