Sep, 30, 2025 — MARSHALL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MOUNDSVILLE, WV with 1 branch location and about $26.04 million in total assets. Opened 52 years ago in 1974, MARSHALL COUNTY FEDERAL CREDIT UNION has about 2,551 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MARSHALL COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 910 3rd St MOUNDSVILLE, WV 26041-1605 |
| Phone: | (304) 843-1179 |
| Fax: | (304) 843-1263 |
| Website: | https://www.marshallcountyfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,551 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21713 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,044,262 |
| CEO/Manager: | Kelly L Ward |
| Chairperson: | Paul F Chavanak |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,711,549 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 521,363 |
| Other Loans | 9,221,354 |
| TOTAL LOANS | 9,742,717 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,055 |
| Land And Building | 114,422 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 213,050 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,044,262 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 46 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,575 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,039,261 |
| Regular shares | 15,709,230 |
| All Other Shares & Deposits | 729,994 |
| TOTAL SHARES & DEPOSITS | 22,478,485 |
| TOTAL LIABILITIES | 22,499,106 |
| Regular Reserve | 0 |
| Other Reserves | 225,094 |
| Undivided Earnings | 3,320,062 |
| TOTAL EQUITY | 3,545,156 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,044,262 |
| INCOME & EXPENSE | |
| Loan Income | 413,874 |
| Investment Income | 366,991 |
| Other Income | 87,791 |
| Total Employee Compensation & Benefits | 217,460 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 161,195 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 7,738 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 482,263 |
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