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STRIP STEEL COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — STRIP STEEL COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in WEIRTON, WV with 1 branch location and about $52.89 million in total assets. Opened 68 years ago in 1953, STRIP STEEL COMMUNITY FEDERAL CREDIT UNION has about 3,513 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:STRIP STEEL COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3316 MAIN ST
WEIRTON, WV 26062-4704
Phone:(304) 748-6622
Fax:(304) 748-4551
Website:http://stripsteelcfcu.com
Branches:1 branch locations
Members:3,513
Credit Union Type:Federal Credit Union
Charter Number:8418
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$52,890,994
CEO/Manager:SANDRA L YOCUM
Chairperson:JOHN KRZYWDIK

Call Report

  • Credit Builder
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,372,521
TOTAL INVESTMENTS 31,684,905
Loans Held for Sale 0
 
 Real Estate Loans 4,276,377
 Unsecured Loans 1,697,670
 Other Loans 10,952,012
 TOTAL LOANS 16,926,059
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -22,270
 Land And Building 344,935
 Other Fixed Assets 253,594
 NCUSIF Deposit 331,250
 All Other Assets 0
  TOTAL ASSETS 52,890,994
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 267,094
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,186,499
 Regular shares 30,451,352
 All Other Shares & Deposits 6,432,916
  TOTAL SHARES & DEPOSITS 43,070,767
  TOTAL LIABILITIES 43,337,861
 Regular Reserve 1,221,977
 Other Reserves 2,618,246
 Undivided Earnings 5,712,910
  TOTAL EQUITY 9,553,133
  TOTAL LIABILITIES, SHARES, & EQUITY 52,890,994
INCOME & EXPENSE  
 Loan Income 187,714
 Investment Income 98,442
 Other Income 6,873
 Total Employee Compensation & Benefits 106,102
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 185,520
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 10,000
 Cost of Funds 25,023
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,584
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