Sep, 30, 2025 — FIRST TECH FEDERAL CREDIT UNION is a federal credit union headquartered in SAN JOSE, CA with 37 branch locations and about $16.87 billion in total assets. Opened 56 years ago in 1970, FIRST TECH FEDERAL CREDIT UNION has about 712,057 members and employs 1,644 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST TECH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2890 Zanker Rd SAN JOSE, CA 95134-2118 |
| Phone: | (855) 855-8805 |
| Fax: | |
| Website: | https://www.firsttechfed.com |
| Branches: | 37 branch locations |
| Members: | 712,057 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19976 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $16,871,126,003 |
| CEO/Manager: | Greg Mitchell |
| Chairperson: | Jeff Hank |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 386,957,035 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 17,514,655 |
| Real Estate Loans | 8,186,576,224 |
| Unsecured Loans | 2,363,650,619 |
| Other Loans | 1,615,962,043 |
| TOTAL LOANS | 12,166,188,886 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -137,287,232 |
| Land And Building | 56,824,762 |
| Other Fixed Assets | 48,050,943 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 111,203,392 |
| All Other Assets | 4,078,624 |
| TOTAL ASSETS | 16,871,126,003 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,648 |
| Notes & Interest Payable | 3,107,000,000 |
| Accounts Payable & Other Liabilities | 147,766,389 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,955,062,961 |
| Regular shares | 4,523,424,659 |
| All Other Shares & Deposits | 4,597,905,521 |
| TOTAL SHARES & DEPOSITS | 12,076,393,141 |
| TOTAL LIABILITIES | 15,336,488,689 |
| Regular Reserve | 0 |
| Other Reserves | 85,689,573 |
| Undivided Earnings | 1,448,947,741 |
| TOTAL EQUITY | 1,534,637,314 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,871,126,003 |
| INCOME & EXPENSE | |
| Loan Income | 517,515,171 |
| Investment Income | 140,586,377 |
| Other Income | 13,104,610 |
| Total Employee Compensation & Benefits | 174,926,773 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 125,231,601 |
| Non-operating Income & (Expense) | 8,769,285 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 116,802,326 |
| Cost of Funds | 297,267,054 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 29,123,131 |
| ↑ Back to Top | |