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PACIFIC POSTAL CREDIT UNION

Mar, 31, 2021 — PACIFIC POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in SAN JOSE, CA with 4 branch locations and about $249.63 million in total assets. Opened 90 years ago in 1931, PACIFIC POSTAL CREDIT UNION has about 13,781 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PACIFIC POSTAL CREDIT UNION
Address:
(Main Office)
1040 LEIGH AVE
SAN JOSE, CA 95126
Phone:(408) 275-8595
Fax:(408) 275-6870
Website:http://www.ppcu.org
Branches:4 branch locations
Members:13,781
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64835
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$249,630,565
CEO/Manager:Fardad Khosravi
Chairperson:Richard Silveria

Call Report

  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 28,546,336
TOTAL INVESTMENTS 127,871,337
Loans Held for Sale 0
 
 Real Estate Loans 48,149,989
 Unsecured Loans 12,139,098
 Other Loans 19,727,434
 TOTAL LOANS 80,016,521
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -491,797
 Land And Building 224,216
 Other Fixed Assets 118,050
 NCUSIF Deposit 1,860,234
 All Other Assets 11,485,668
  TOTAL ASSETS 249,630,565
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,189,421
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 33,778,399
 Regular shares 91,703,115
 All Other Shares & Deposits 86,776,172
  TOTAL SHARES & DEPOSITS 212,257,686
  TOTAL LIABILITIES 213,447,107
 Regular Reserve 2,447,647
 Other Reserves 703,523
 Undivided Earnings 33,032,288
  TOTAL EQUITY 36,183,458
  TOTAL LIABILITIES, SHARES, & EQUITY 249,630,565
INCOME & EXPENSE  
 Loan Income 945,593
 Investment Income 420,177
 Other Income 138,439
 Total Employee Compensation & Benefits 820,773
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 552,364
 Non-operating Income & (Expense) 149,476
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -64,200
 Cost of Funds 135,923
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 208,825
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