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PACIFIC POSTAL CREDIT UNION

Sep, 30, 2022 — PACIFIC POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in SAN JOSE, CA with 4 branch locations and about $249.18 million in total assets. Opened 92 years ago in 1931, PACIFIC POSTAL CREDIT UNION has about 13,738 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PACIFIC POSTAL CREDIT UNION
Address:
(Main Office)
1040 Leigh Ave
SAN JOSE, CA 95126
Phone:(408) 275-8595
Fax:(408) 275-6870
Website:https://www.ppcu.org
Branches:4 branch locations
Members:13,738
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64835
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Sep 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$249,177,646
CEO/Manager:Fardad Khosravi
Chairperson:Richard Silveria

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,963,155
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 55,796,296
 Unsecured Loans 18,147,510
 Other Loans 25,491,745
 TOTAL LOANS 99,435,551
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -627,645
 Land And Building 150,946
 Other Fixed Assets 89,725
 NCUSIF Deposit 2,012,894
 All Other Assets 2,957
  TOTAL ASSETS 249,177,646
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,450,742
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 39,130,948
 Regular shares 95,832,049
 All Other Shares & Deposits 82,872,650
  TOTAL SHARES & DEPOSITS 217,835,647
  TOTAL LIABILITIES 219,286,389
 Regular Reserve 0
 Other Reserves -4,206,979
 Undivided Earnings 34,098,236
  TOTAL EQUITY 29,891,257
  TOTAL LIABILITIES, SHARES, & EQUITY 249,177,646
INCOME & EXPENSE  
 Loan Income 3,175,368
 Investment Income 1,352,650
 Other Income 459,162
 Total Employee Compensation & Benefits 2,471,851
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,800,313
 Non-operating Income & (Expense) 499,166
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 500,500
 Cost of Funds 238,715
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 474,967
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