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MISSION CITY FEDERAL CREDIT UNION

Dec, 31, 2020 — MISSION CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA CLARA, CA with 1 branch location and about $128.31 million in total assets. Opened 62 years ago in 1959, MISSION CITY FEDERAL CREDIT UNION has about 4,693 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321177447
Name:MISSION CITY FEDERAL CREDIT UNION
Address:
(Main Office)
1391 FRANKLIN ST
SANTA CLARA, CA 95050-4710
Phone:(408) 244-5818
Fax:(408) 244-9390
Website:http://www.missioncityfcu.org
Branches:1 branch locations
Members:4,693
Credit Union Type:Federal Credit Union
Charter Number:13131
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$128,310,355
CEO/Manager:David Waterman
Chairperson:Mike Keller

Call Report

  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,965,128
TOTAL INVESTMENTS 25,170,221
Loans Held for Sale 0
 
 Real Estate Loans 46,655,697
 Unsecured Loans 6,771,684
 Other Loans 25,622,433
 TOTAL LOANS 79,049,814
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -163,156
 Land And Building 1,701,498
 Other Fixed Assets 71,036
 NCUSIF Deposit 982,605
 All Other Assets 1,533,209
  TOTAL ASSETS 128,310,355
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 664,117
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,653,860
 Regular shares 34,106,277
 All Other Shares & Deposits 62,332,050
  TOTAL SHARES & DEPOSITS 118,092,187
  TOTAL LIABILITIES 118,756,304
 Regular Reserve 928,210
 Other Reserves 28,639
 Undivided Earnings 8,597,202
  TOTAL EQUITY 9,554,051
  TOTAL LIABILITIES, SHARES, & EQUITY 128,310,355
INCOME & EXPENSE  
 Loan Income 3,414,980
 Investment Income 448,285
 Other Income 685,959
 Total Employee Compensation & Benefits 1,811,323
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,810,656
 Non-operating Income & (Expense) 85,655
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 157,996
 Cost of Funds 638,552
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 216,352
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