Sep, 30, 2025 — MISSION CITY FEDERAL CREDIT UNION is a federal credit union headquartered in SANTA CLARA, CA with 1 branch location and about $159.77 million in total assets. Opened 67 years ago in 1959, MISSION CITY FEDERAL CREDIT UNION has about 4,431 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSION CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1391 Franklin St SANTA CLARA, CA 95050-4710 |
| Phone: | (408) 244-5818 |
| Fax: | (408) 244-9390 |
| Website: | https://www.missioncityfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,431 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13131 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $159,766,368 |
| CEO/Manager: | Kamil Sakici |
| Chairperson: | Thai Tran |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,246,526 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 75,354,907 |
| Unsecured Loans | 14,898,169 |
| Other Loans | 23,155,089 |
| TOTAL LOANS | 113,408,165 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -560,390 |
| Land And Building | 0 |
| Other Fixed Assets | 98,157 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,130,840 |
| All Other Assets | 0 |
| TOTAL ASSETS | 159,766,368 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 34 |
| Notes & Interest Payable | 4,800,000 |
| Accounts Payable & Other Liabilities | 5,145,283 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 21,296,090 |
| Regular shares | 26,916,355 |
| All Other Shares & Deposits | 88,478,339 |
| TOTAL SHARES & DEPOSITS | 136,690,784 |
| TOTAL LIABILITIES | 146,636,101 |
| Regular Reserve | 0 |
| Other Reserves | -308,651 |
| Undivided Earnings | 13,438,918 |
| TOTAL EQUITY | 13,130,267 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 159,766,368 |
| INCOME & EXPENSE | |
| Loan Income | 5,207,542 |
| Investment Income | 617,760 |
| Other Income | 133,738 |
| Total Employee Compensation & Benefits | 1,913,241 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,682,900 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 360,565 |
| Cost of Funds | 1,793,502 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 776,475 |
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