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KEYPOINT CREDIT UNION

Dec, 31, 2021 — KEYPOINT CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA CLARA, CA with 7 branch locations and about $1.64 billion in total assets. Opened 43 years ago in 1979, KEYPOINT CREDIT UNION has about 59,046 members and employs 182 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321180515
Name:KEYPOINT CREDIT UNION
Address:
(Main Office)
2805 Bowers Ave
SANTA CLARA, CA 95051
Phone:(408) 731-4100
Fax:(408) 727-1959
Website:https://www.kpcu.com
Branches:7 branch locations
Members:59,046
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65299
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1979
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$1,639,066,357
CEO/Manager:T. Bradford Canfield
Chairperson:Marsha Poenish

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 194,095,042
TOTAL INVESTMENTS 270,877,479
Loans Held for Sale 10,048,276
 
 Real Estate Loans 817,883,983
 Unsecured Loans 90,769,463
 Other Loans 201,118,889
 TOTAL LOANS 1,109,889,301
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,953,589
 Land And Building 7,905,944
 Other Fixed Assets 4,143,606
 NCUSIF Deposit 10,494,942
 All Other Assets 35,565,356
  TOTAL ASSETS 1,639,066,357
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 109,000,000
 Accounts Payable & Other Liabilities 16,709,646
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 106,530,326
 Regular shares 896,951,672
 All Other Shares & Deposits 374,388,642
  TOTAL SHARES & DEPOSITS 1,377,870,640
  TOTAL LIABILITIES 1,503,580,286
 Regular Reserve 2,756,230
 Other Reserves -3,771,649
 Undivided Earnings 136,501,490
  TOTAL EQUITY 135,486,071
  TOTAL LIABILITIES, SHARES, & EQUITY 1,639,066,357
INCOME & EXPENSE  
 Loan Income 34,771,616
 Investment Income 4,278,855
 Other Income 3,129,666
 Total Employee Compensation & Benefits 25,079,215
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,779,171
 Non-operating Income & (Expense) 25,857,344
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,110,000
 Cost of Funds 5,555,568
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 28,700,457
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