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National Credit Union Service Organization

FIRST TECH FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for FIRST TECH FEDERAL CREDIT UNION as of: March 31, 2021.
Charter Number: 19976

ASSETS$ Amount
CASH:  
 1. Cash on Hand 28,105,244
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 563,532,170
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 221,345,063
INVESTMENTS:  
 4. Equity Securities 131,102,268
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 3,996,894,985
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 200,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 0
 12. All other investments in corporate credit unions 0
 13. All other investments 40,132,200
 14. TOTAL INVESTMENTS 4,168,329,453
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 32,965,847
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 8,613,221,381
 17. Less: Allowance for Loan & Lease Losses 65,841,881
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 1,559,420
 20. Land and Building 69,628,368
 21. Other Fixed Assets 17,752,382
 22. NCUA Share Insurance Capitalization Deposit 91,477,326
 23. Intangible Assets 79,005,600
 24. Other Assets 286,008,853
25. TOTAL ASSETS 14,107,089,226
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 1,294,083,778
 2. Other Notes, Promissory Notes and Interest Payable 693,174
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 1,294,776,952
 7. Non-Trading Derivative Liabilities 61,349
 8. Accrued Dividends & Interest Payable on Shares & Deposits 87,693
 9. Accounts Payable and Other Liabilities 107,770,002
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 651,490,468
 12. Regular Shares 4,349,639,206
 13. Money Market Shares 3,855,367,151
 14. Share Certificates 1,837,130,173
 15. IRA/KEOGH Accounts 300,343,823
 16. All Other Shares 0
 17. TOTAL SHARES 10,993,970,821
 18. Nonmember Deposits 152,830,623
 19. TOTAL SHARES AND DEPOSITS 11,146,801,444
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 21,154,833
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 1,127,197,652
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 129,378,357
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 2,794,636,932
 31. Dollar Amount of Commercial Share Accounts 205,575,190
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 596,310
EQUITY:  
 33. Undivided Earnings 1,073,139,966
 34. Regular Reserves 76,882,722
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 300,000,238
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) -8,137,708
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 62,195,819
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 53,510,749
44. TOTAL LIABILITIES, SHARES, AND EQUITY 14,107,089,226
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 91,464,565
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 21,942,919
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 113,407,484
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 10,894,043
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 6,637,656
 9. TOTAL INTEREST EXPENSE 17,531,699
 10. Provision for Loan & Lease Losses 1,740,671
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 94,135,114
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 3,567,862
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 850,000
 21. TOTAL NON-INTEREST INCOME 37,848,210
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 46,296,055
 23. Travel and Conference Expense 113,158
 24. Office Occupancy Expense 3,936,442
 25. Office Operations Expense 6,341,947
 26. Educational and Promotional Expenses 3,486,887
 27. Loan Servicing Expense 4,778,535
 28. Professional and Outside Services 12,711,139
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 201,496
 31. Miscellaneous Operating Expenses 606,916
 32. TOTAL NON-INTEREST EXPENSE 78,472,575
33. NET INCOME (LOSS) 53,510,749
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans6.99163,955$322,753,557
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans3.35405$10,605,098
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans6.7088,478$1,240,057,518
 5. New Vehicle Loans2.4657,430$1,256,237,691
 6. Used Vehicle Loans2.5834,698$546,036,566
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit4.50451$11,046,425
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property3.009,958$3,686,974,785
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property3.2517,270$996,671,570
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured3.94245$542,810,558
 13. Commercial Loans/Lines of Credit Not Real Estate Secured6.253$27,613
 14. TOTAL LOANS & LEASES372,893$8,613,221,381
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date15,384$1,339,282,111
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status12$502,026
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff113$30,005,766
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration235$6,740,166$6,740,166
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)235$6,740,166-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0