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National Credit Union Service Organization

FIRST TECH FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for FIRST TECH FEDERAL CREDIT UNION as of: June 30, 2021.
Charter Number: 19976

ASSETS$ Amount
CASH:  
 1. Cash on Hand 30,294,498
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 81,784,766
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 216,202,291
INVESTMENTS:  
 4. Equity Securities 192,085,883
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 4,188,760,804
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 200,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 0
 12. All other investments in corporate credit unions 0
 13. All other investments 42,273,900
 14. TOTAL INVESTMENTS 4,423,320,587
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 20,094,011
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 8,838,310,855
 17. Less: Allowance for Loan & Lease Losses 67,801,715
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 1,182,681
 20. Land and Building 68,900,626
 21. Other Fixed Assets 17,448,709
 22. NCUA Share Insurance Capitalization Deposit 95,756,397
 23. Intangible Assets 78,754,641
 24. Other Assets 273,019,978
25. TOTAL ASSETS 14,077,268,325
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 1,372,023,795
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 1,372,023,795
 7. Non-Trading Derivative Liabilities 297,777
 8. Accrued Dividends & Interest Payable on Shares & Deposits 468
 9. Accounts Payable and Other Liabilities 90,301,511
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 3,393,922,872
 12. Regular Shares 1,602,670,659
 13. Money Market Shares 3,832,723,997
 14. Share Certificates 1,723,900,094
 15. IRA/KEOGH Accounts 296,561,928
 16. All Other Shares 0
 17. TOTAL SHARES 10,849,779,550
 18. Nonmember Deposits 117,737,950
 19. TOTAL SHARES AND DEPOSITS 10,967,517,500
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 21,210,355
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 1,054,501,184
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 128,774,410
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 241,358,644
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 803,647
EQUITY:  
 33. Undivided Earnings 1,073,139,966
 34. Regular Reserves 76,882,722
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 300,000,238
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) -8,137,708
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 73,860,106
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 131,381,950
44. TOTAL LIABILITIES, SHARES, AND EQUITY 14,077,268,325
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 180,343,781
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 40,334,794
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 220,678,575
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 20,567,711
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 13,354,315
 9. TOTAL INTEREST EXPENSE 33,922,026
 10. Provision for Loan & Lease Losses 12,290,247
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 174,466,302
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 7,226,000
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 1,545,919
 21. TOTAL NON-INTEREST INCOME 118,174,565
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 94,574,973
 23. Travel and Conference Expense 441,779
 24. Office Occupancy Expense 7,930,274
 25. Office Operations Expense 12,866,341
 26. Educational and Promotional Expenses 6,428,858
 27. Loan Servicing Expense 9,318,379
 28. Professional and Outside Services 26,470,396
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 403,022
 31. Miscellaneous Operating Expenses 2,824,895
 32. TOTAL NON-INTEREST EXPENSE 161,258,917
33. NET INCOME (LOSS) 131,381,950
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans6.99166,447$334,602,637
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans3.518,005$543,196,611
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans9.2584,047$783,238,045
 5. New Vehicle Loans3.5454,894$1,227,375,223
 6. Used Vehicle Loans3.8934,866$569,715,904
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit3.05452$11,687,294
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.889,621$3,866,551,098
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property4.6316,410$934,138,979
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured3.88234$567,805,064
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES374,976$8,838,310,855
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date33,449$3,068,506,271
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status13$589,410
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff111$29,654,262
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration258$6,255,772$6,255,772
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)258$6,255,772-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0