Sep, 30, 2025 — PITTSFORD FEDERAL CREDIT UNION is a federal credit union headquartered in PITTSFORD, NY with 2 branch locations and about $534.33 million in total assets. Opened 58 years ago in 1968, PITTSFORD FEDERAL CREDIT UNION has about 20,098 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PITTSFORD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 20 Tobey Village Rd PITTSFORD, NY 14534-1702 |
| Phone: | (585) 624-7474 |
| Fax: | |
| Website: | https://www.pittsfordfcu.org |
| Branches: | 2 branch locations |
| Members: | 20,098 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19085 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $534,334,470 |
| CEO/Manager: | Brian D Scudder |
| Chairperson: | William Beach |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 67,325,462 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 314,446,375 |
| Unsecured Loans | 6,931,932 |
| Other Loans | 37,030,714 |
| TOTAL LOANS | 358,409,021 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -581,622 |
| Land And Building | 5,542,794 |
| Other Fixed Assets | 224,235 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,339,283 |
| All Other Assets | 0 |
| TOTAL ASSETS | 534,334,470 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,590,786 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 84,205,884 |
| Regular shares | 197,687,189 |
| All Other Shares & Deposits | 188,534,734 |
| TOTAL SHARES & DEPOSITS | 470,427,807 |
| TOTAL LIABILITIES | 472,026,305 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 62,308,165 |
| TOTAL EQUITY | 62,308,165 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 534,334,470 |
| INCOME & EXPENSE | |
| Loan Income | 11,935,944 |
| Investment Income | 4,241,244 |
| Other Income | 152,957 |
| Total Employee Compensation & Benefits | 5,791,506 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,895,647 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -457,295 |
| Cost of Funds | 5,858,953 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,233,923 |
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