Sep, 30, 2025 — SAINT JOHN A M E FEDERAL CREDIT UNION is a federal credit union headquartered in NIAGARA FALLS, NY with 1 branch location and about $192,211 in total assets. Opened 58 years ago in 1968, SAINT JOHN A M E FEDERAL CREDIT UNION has about 172 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAINT JOHN A M E FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 917 GARDEN AVE NIAGARA FALLS, NY 14305-2446 |
| Phone: | (716) 285-6432 |
| Fax: | (716) 285-4443 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 172 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18528 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $192,211 |
| CEO/Manager: | Jacinta P Williams |
| Chairperson: | Ruby D McCoy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 106,014 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 53,086 |
| Other Loans | 34,263 |
| TOTAL LOANS | 87,349 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,439 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,683 |
| All Other Assets | 0 |
| TOTAL ASSETS | 192,211 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 491 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 141,665 |
| All Other Shares & Deposits | 20,000 |
| TOTAL SHARES & DEPOSITS | 161,665 |
| TOTAL LIABILITIES | 162,156 |
| Regular Reserve | 0 |
| Other Reserves | 3,175 |
| Undivided Earnings | 26,880 |
| TOTAL EQUITY | 30,055 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 192,211 |
| INCOME & EXPENSE | |
| Loan Income | 6,169 |
| Investment Income | 1,077 |
| Other Income | 78 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,002 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 110 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 214 |
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