Sep, 30, 2025 — DAKOTALAND FEDERAL CREDIT UNION is a federal credit union headquartered in HURON, SD with 13 branch locations and about $709.35 million in total assets. Opened 91 years ago in 1935, DAKOTALAND FEDERAL CREDIT UNION has about 41,669 members and employs 174 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAKOTALAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2297 Kansas Ave SE HURON, SD 57350 |
| Phone: | (605) 352-2845 |
| Fax: | |
| Website: | https://www.dakotalandfcu.com |
| Branches: | 13 branch locations |
| Members: | 41,669 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 167 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $709,354,074 |
| CEO/Manager: | Ryan Goehner |
| Chairperson: | Lance Howe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 66,201,568 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 2,476,269 |
| Real Estate Loans | 307,667,799 |
| Unsecured Loans | 22,885,375 |
| Other Loans | 154,873,779 |
| TOTAL LOANS | 485,426,953 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,241,763 |
| Land And Building | 23,214,788 |
| Other Fixed Assets | 2,407,964 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,230,632 |
| All Other Assets | 90,766 |
| TOTAL ASSETS | 709,354,074 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,202,536 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,333,253 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 126,605,303 |
| Regular shares | 120,372,312 |
| All Other Shares & Deposits | 378,398,058 |
| TOTAL SHARES & DEPOSITS | 625,375,673 |
| TOTAL LIABILITIES | 635,924,462 |
| Regular Reserve | 0 |
| Other Reserves | 3,927,026 |
| Undivided Earnings | 69,502,586 |
| TOTAL EQUITY | 73,429,612 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 709,354,074 |
| INCOME & EXPENSE | |
| Loan Income | 20,838,966 |
| Investment Income | 5,411,533 |
| Other Income | 4,861,555 |
| Total Employee Compensation & Benefits | 11,884,432 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,404,296 |
| Non-operating Income & (Expense) | 212,486 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -55,380 |
| Cost of Funds | 9,559,343 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,855,372 |
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