Sep, 30, 2025 — SIOUX VALLEY COOP FEDERAL CREDIT UNION is a federal credit union headquartered in WATERTOWN, SD with 1 branch location and about $42.41 million in total assets. Opened 73 years ago in 1953, SIOUX VALLEY COOP FEDERAL CREDIT UNION has about 3,379 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIOUX VALLEY COOP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 712 9th Ave SE WATERTOWN, SD 57201-5222 |
| Phone: | (605) 882-2706 |
| Fax: | (605) 882-6024 |
| Website: | https://www.svcfcu.com |
| Branches: | 1 branch locations |
| Members: | 3,379 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8752 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $42,408,825 |
| CEO/Manager: | Tyler L Gross |
| Chairperson: | Todd Good |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 922,012 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,581,387 |
| Other Loans | 23,001,316 |
| TOTAL LOANS | 25,582,703 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -292,684 |
| Land And Building | 272,792 |
| Other Fixed Assets | 237,260 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 318,477 |
| All Other Assets | 0 |
| TOTAL ASSETS | 42,408,825 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 496,673 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 349,873 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 15,066,046 |
| All Other Shares & Deposits | 18,645,751 |
| TOTAL SHARES & DEPOSITS | 33,711,798 |
| TOTAL LIABILITIES | 34,558,344 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,850,481 |
| TOTAL EQUITY | 7,850,481 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 42,408,825 |
| INCOME & EXPENSE | |
| Loan Income | 1,513,022 |
| Investment Income | 489,555 |
| Other Income | 28,899 |
| Total Employee Compensation & Benefits | 336,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 282,799 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 251,501 |
| Cost of Funds | 760,275 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 429,055 |
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