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EAST RIVER FEDERAL CREDIT UNION

Mar, 31, 2022 — EAST RIVER FEDERAL CREDIT UNION is a federal credit union headquartered in MADISON, SD with 1 branch location and about $47.12 million in total assets. Opened 66 years ago in 1956, EAST RIVER FEDERAL CREDIT UNION has about 3,402 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 291479453
Name:EAST RIVER FEDERAL CREDIT UNION
Address:
(Main Office)
220 S Harth Ave
MADISON, SD 57042-2916
Phone:(605) 256-8145
Fax:(605) 256-8053
Website:http://www.eastriverfcu.com
Branches:1 branch locations
Members:3,402
Credit Union Type:Federal Credit Union
Charter Number:11353
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1956
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$47,124,574
CEO/Manager:Tanya M Hobson
Chairperson:Jeffrey Nelson

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,732,328
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,876,418
 Unsecured Loans 1,187,092
 Other Loans 16,829,704
 TOTAL LOANS 19,893,214
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -96,798
 Land And Building 828,495
 Other Fixed Assets 56,128
 NCUSIF Deposit 391,761
 All Other Assets 0
  TOTAL ASSETS 47,124,574
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 123,634
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,396,008
 Regular shares 16,770,149
 All Other Shares & Deposits 16,727,344
  TOTAL SHARES & DEPOSITS 43,893,501
  TOTAL LIABILITIES 44,017,135
 Regular Reserve 0
 Other Reserves -62,689
 Undivided Earnings 3,170,128
  TOTAL EQUITY 3,107,439
  TOTAL LIABILITIES, SHARES, & EQUITY 47,124,574
INCOME & EXPENSE  
 Loan Income 210,844
 Investment Income 45,823
 Other Income 67,935
 Total Employee Compensation & Benefits 172,224
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 198,464
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 21,695
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 47,295
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