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DAKOTA RAIL LINE FEDERAL CREDIT UNION

Dec, 31, 2020 — DAKOTA RAIL LINE FEDERAL CREDIT UNION is a federal credit union headquartered in HURON, SD with 1 branch location and about $4.79 million in total assets. Opened 67 years ago in 1954, DAKOTA RAIL LINE FEDERAL CREDIT UNION has about 568 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DAKOTA RAIL LINE FEDERAL CREDIT UNION
Address:
(Main Office)
270 4TH ST NE
HURON, SD 57350-1614
Phone:(605) 352-3648
Fax:(605) 352-6005
Website:n/a
Branches:1 branch locations
Members:568
Credit Union Type:Federal Credit Union
Charter Number:9907
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1954
Last Audited:Aug 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,788,466
CEO/Manager:Rochelle A Gondzar
Chairperson:Gerald L Schied

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 631,850
TOTAL INVESTMENTS 110,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 72,253
 Other Loans 3,685,502
 TOTAL LOANS 3,757,755
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -74,899
 Land And Building 214,639
 Other Fixed Assets 0
 NCUSIF Deposit 43,340
 All Other Assets 105,781
  TOTAL ASSETS 4,788,466
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,786
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,263,414
 All Other Shares & Deposits 1,036,847
  TOTAL SHARES & DEPOSITS 4,300,261
  TOTAL LIABILITIES 4,306,047
 Regular Reserve 112,838
 Other Reserves 0
 Undivided Earnings 369,581
  TOTAL EQUITY 482,419
  TOTAL LIABILITIES, SHARES, & EQUITY 4,788,466
INCOME & EXPENSE  
 Loan Income 246,911
 Investment Income 5,678
 Other Income 14,597
 Total Employee Compensation & Benefits 103,363
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 51,151
 Non-operating Income & (Expense) 240
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 38,000
 Cost of Funds 29,341
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 45,571
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