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DAKOTA RAIL LINE FEDERAL CREDIT UNION

Mar, 31, 2022 — DAKOTA RAIL LINE FEDERAL CREDIT UNION is a federal credit union headquartered in HURON, SD with 1 branch location and about $4.71 million in total assets. Opened 68 years ago in 1954, DAKOTA RAIL LINE FEDERAL CREDIT UNION has about 537 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DAKOTA RAIL LINE FEDERAL CREDIT UNION
Address:
(Main Office)
270 4th St NE
HURON, SD 57350-1614
Phone:(605) 352-3648
Fax:(605) 352-6005
Website:n/a
Branches:1 branch locations
Members:537
Credit Union Type:Federal Credit Union
Charter Number:9907
Membership Type:Service - Transportation
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,713,332
CEO/Manager:Rochelle A Gondzar
Chairperson:Gerald L Schied

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 906,937
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 57,191
 Other Loans 3,307,773
 TOTAL LOANS 3,364,964
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -81,473
 Land And Building 213,221
 Other Fixed Assets 0
 NCUSIF Deposit 42,557
 All Other Assets 0
  TOTAL ASSETS 4,713,332
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,492
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,282,193
 All Other Shares & Deposits 822,186
  TOTAL SHARES & DEPOSITS 4,104,379
  TOTAL LIABILITIES 4,112,871
 Regular Reserve 0
 Other Reserves 112,838
 Undivided Earnings 487,623
  TOTAL EQUITY 600,461
  TOTAL LIABILITIES, SHARES, & EQUITY 4,713,332
INCOME & EXPENSE  
 Loan Income 51,166
 Investment Income 1,078
 Other Income 2,228
 Total Employee Compensation & Benefits 20,701
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 14,887
 Non-operating Income & (Expense) 60
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 5,055
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,687
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