Credit Unions Near Me
National Credit Union Service Organization

CONSUMER'S FEDERAL CREDIT UNION

Dec, 31, 2020 — CONSUMER'S FEDERAL CREDIT UNION is a federal credit union headquartered in Gregory, SD with 1 branch location and about $15.05 million in total assets. Opened 44 years ago in 1977, CONSUMER'S FEDERAL CREDIT UNION has about 1,395 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CONSUMER'S FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 69
Gregory, SD 57533
Phone:(605) 835-8749
Fax:(605) 835-9413
Website:http://consumersfcu.coop
Branches:1 branch locations
Members:1,395
Credit Union Type:Federal Credit Union
Charter Number:22719
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,047,950
CEO/Manager:Dannielle M Miller
Chairperson:Bryan Nelson

Call Report

  • Commercial Loans
  • Credit Builder
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,800,706
TOTAL INVESTMENTS 3,842,850
Loans Held for Sale 0
 
 Real Estate Loans 1,138,960
 Unsecured Loans 603,316
 Other Loans 7,378,514
 TOTAL LOANS 9,179,291
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -146,939
 Land And Building 126,392
 Other Fixed Assets 32
 NCUSIF Deposit 118,256
 All Other Assets 127,362
  TOTAL ASSETS 15,047,950
LIABILITIES & CAPITAL:  
 Dividends Payable 24,798
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,446
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,975,191
 Regular shares 4,292,880
 All Other Shares & Deposits 3,483,145
  TOTAL SHARES & DEPOSITS 13,751,216
  TOTAL LIABILITIES 13,783,460
 Regular Reserve 102,126
 Other Reserves 0
 Undivided Earnings 1,162,364
  TOTAL EQUITY 1,264,490
  TOTAL LIABILITIES, SHARES, & EQUITY 15,047,950
INCOME & EXPENSE  
 Loan Income 456,357
 Investment Income 39,929
 Other Income 207,271
 Total Employee Compensation & Benefits 223,617
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 282,992
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 92,105
 Cost of Funds 98,159
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,684
↑ Back to Top

Other Credit Unions

HB TELCO FEDERAL CREDIT UNION
375 3rd St SW
HURON, SD 57350-1924
DAKOTA RAIL LINE FEDERAL CREDIT UNION
270 4TH ST NE
HURON, SD 57350-1614
FT RANDALL FEDERAL CREDIT UNION
PO BOX 297
WAGNER, SD 57380
PALACE CITY FEDERAL CREDIT UNION
720 West Havens Ave
MITCHELL, SD 57301
OAHE FEDERAL CREDIT UNION
PO Box 818
PIERRE, SD 57501
HURON AREA EDUCATION FEDERAL CREDIT UNION
1855 ARIZONA AVE SW
HURON, SD 57350-6582
M O FEDERAL CREDIT UNION
1730 Dakota Ave S
HURON, SD 57350
EAST RIVER FEDERAL CREDIT UNION
PO Box 31
MADISON, SD 57042
VERMILLION FEDERAL CREDIT UNION
105 E CHERRY ST
VERMILLION, SD 57069
FIRST CENTURY FEDERAL CREDIT UNION
PO BOX 85310
SIOUX FALLS, SD 57118