Dec, 31, 2021 — CONSUMER'S FEDERAL CREDIT UNION is a federal credit union headquartered in GREGORY, SD with 1 branch location and about $16.40 million in total assets. Opened 45 years ago in 1977, CONSUMER'S FEDERAL CREDIT UNION has about 1,460 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CONSUMER'S FEDERAL CREDIT UNION |
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Address: (Main Office) | 301 highway 18 west GREGORY, SD 57533-2203 |
Phone: | (605) 835-8749 |
Fax: | (605) 835-9413 |
Website: | http://consumersfcu.coop |
Branches: | 1 branch locations |
Members: | 1,460 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 22719 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1977 |
Last Audited: | Jun 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $16,395,298 |
CEO/Manager: | Dannielle M Miller |
Chairperson: | Bryan Nelson |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,717,797 |
TOTAL INVESTMENTS | 5,082,850 |
Loans Held for Sale | 0 |
Real Estate Loans | 603,361 |
Unsecured Loans | 631,620 |
Other Loans | 8,100,647 |
TOTAL LOANS | 9,372,629 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -157,007 |
Land And Building | 157,232 |
Other Fixed Assets | 32 |
NCUSIF Deposit | 136,011 |
All Other Assets | 85,754 |
TOTAL ASSETS | 16,395,298 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 14,517 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,472 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 6,336,254 |
Regular shares | 5,345,883 |
All Other Shares & Deposits | 3,309,200 |
TOTAL SHARES & DEPOSITS | 14,991,337 |
TOTAL LIABILITIES | 15,008,326 |
Regular Reserve | 102,126 |
Other Reserves | 0 |
Undivided Earnings | 1,284,846 |
TOTAL EQUITY | 1,386,972 |
TOTAL LIABILITIES, SHARES, & EQUITY | 16,395,298 |
INCOME & EXPENSE | |
Loan Income | 462,394 |
Investment Income | 25,578 |
Other Income | 126,038 |
Total Employee Compensation & Benefits | 246,388 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 306,797 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,717 |
Cost of Funds | 66,761 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 122,482 |
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