Sep, 30, 2025 — FLINT FEDERAL CREDIT UNION is a federal credit union headquartered in REYNOLDS, GA with 2 branch locations and about $2.98 million in total assets. Opened 62 years ago in 1964, FLINT FEDERAL CREDIT UNION has about 609 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLINT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3 S Macon ST REYNOLDS, GA 31076 |
| Phone: | (478) 847-5180 |
| Fax: | (478) 847-5196 |
| Website: | n/a |
| Branches: | 2 branch locations |
| Members: | 609 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16085 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,984,667 |
| CEO/Manager: | Tonya Kendrick |
| Chairperson: | Laquita McCrary |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 377,649 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 82,006 |
| Other Loans | 1,124,410 |
| TOTAL LOANS | 1,206,417 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,325 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,422 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,984,667 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,472 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,169 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,049,176 |
| All Other Shares & Deposits | 85,059 |
| TOTAL SHARES & DEPOSITS | 2,134,235 |
| TOTAL LIABILITIES | 2,152,876 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 831,791 |
| TOTAL EQUITY | 831,791 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,984,667 |
| INCOME & EXPENSE | |
| Loan Income | 61,013 |
| Investment Income | 48,225 |
| Other Income | 1,059 |
| Total Employee Compensation & Benefits | 38,585 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,570 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 695 |
| Cost of Funds | 7,625 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 46,822 |
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