WESTERN ROCKIES FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.westernrockiesfcu.org for more information.
Sep, 30, 2025 — WESTERN ROCKIES FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND JUNCTION, CO with 3 branch locations and about $179.48 million in total assets. Opened 90 years ago in 1936, WESTERN ROCKIES FEDERAL CREDIT UNION has about 14,452 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTERN ROCKIES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2302 NORTH AVE GRAND JUNCTION, CO 81501 |
| Phone: | (970) 243-2434 |
| Fax: | (970) 243-5911 |
| Website: | https://www.westernrockiesfcu.org |
| Branches: | 3 branch locations |
| Members: | 14,452 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1608 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $179,478,175 |
| CEO/Manager: | Kristi L Porter |
| Chairperson: | Leo Rinderle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,612,383 |
| TOTAL INVESTMENTS | 52,704,368 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,537,393 |
| Unsecured Loans | 3,529,531 |
| Other Loans | 57,287,024 |
| TOTAL LOANS | 98,353,948 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -513,625 |
| Land And Building | 3,089,169 |
| Other Fixed Assets | 234,714 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,571,835 |
| All Other Assets | 7,425,383 |
| TOTAL ASSETS | 179,478,175 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 31,558 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 523,660 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 48,477,673 |
| Regular shares | 92,388,012 |
| All Other Shares & Deposits | 27,860,851 |
| TOTAL SHARES & DEPOSITS | 168,726,536 |
| TOTAL LIABILITIES | 169,281,754 |
| Regular Reserve | 2,658,024 |
| Other Reserves | -1,740,934 |
| Undivided Earnings | 9,279,331 |
| TOTAL EQUITY | 10,196,421 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 179,478,175 |
| INCOME & EXPENSE | |
| Loan Income | 3,722,765 |
| Investment Income | 720,882 |
| Other Income | 2,336,512 |
| Total Employee Compensation & Benefits | 3,358,147 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,409,961 |
| Non-operating Income & (Expense) | 77,840 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 93,845 |
| Cost of Funds | 134,453 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 137,726 |
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