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ST. MICHAELS FEDERAL CREDIT UNION

Mar, 31, 2021 — ST. MICHAELS FEDERAL CREDIT UNION is a federal credit union headquartered in CRAIG, CO with 1 branch location and about $1.01 million in total assets. Opened 65 years ago in 1956, ST. MICHAELS FEDERAL CREDIT UNION has about 196 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. MICHAELS FEDERAL CREDIT UNION
Address:
(Main Office)
678 SCHOOL ST
CRAIG, CO 81625
Phone:(970) 824-2668
Fax:
Website:n/a
Branches:1 branch locations
Members:196
Credit Union Type:Federal Credit Union
Charter Number:11340
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1956
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,010,893
CEO/Manager:Kay Weeldreyer
Chairperson:Martin Schiffbauer

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 308,466
TOTAL INVESTMENTS 314,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 4,914
 Other Loans 386,088
 TOTAL LOANS 391,002
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,496
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 8,921
 All Other Assets 0
  TOTAL ASSETS 1,010,893
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 902,944
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 902,944
  TOTAL LIABILITIES 902,944
 Regular Reserve 34,500
 Other Reserves 0
 Undivided Earnings 73,449
  TOTAL EQUITY 107,949
  TOTAL LIABILITIES, SHARES, & EQUITY 1,010,893
INCOME & EXPENSE  
 Loan Income 5,956
 Investment Income 341
 Other Income 937
 Total Employee Compensation & Benefits 1,500
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,426
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,666
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,642
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