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MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2020 — MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in CRAIG, CO with 1 branch location and about $5.19 million in total assets. Opened 59 years ago in 1962, MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION has about 895 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
585 TUCKER ST
CRAIG, CO 81625-1909
Phone:(970) 824-7005
Fax:(970) 824-7005
Website:n/a
Branches:1 branch locations
Members:895
Credit Union Type:Federal Credit Union
Charter Number:15230
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1962
Last Audited:Nov 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$5,191,311
CEO/Manager:TYLAWN SMERCINA
Chairperson:TERRI ESTEY

Call Report

  • Risk Based Loans
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 519,138
TOTAL INVESTMENTS 2,164,999
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 199,662
 Other Loans 2,212,906
 TOTAL LOANS 2,412,568
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -21,468
 Land And Building 61,113
 Other Fixed Assets 1,628
 NCUSIF Deposit 38,868
 All Other Assets 14,465
  TOTAL ASSETS 5,191,311
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 16,876
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,022,702
 All Other Shares & Deposits 498,646
  TOTAL SHARES & DEPOSITS 4,521,348
  TOTAL LIABILITIES 4,538,224
 Regular Reserve 139,804
 Other Reserves 0
 Undivided Earnings 513,283
  TOTAL EQUITY 653,087
  TOTAL LIABILITIES, SHARES, & EQUITY 5,191,311
INCOME & EXPENSE  
 Loan Income 136,472
 Investment Income 40,494
 Other Income 4,905
 Total Employee Compensation & Benefits 81,986
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 64,088
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 418
 Cost of Funds 14,176
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,203
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