HARMONY FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.harmonyfcu.org for more information.
Sep, 30, 2025 — HARMONY FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND JUNCTION, CO with 1 branch location and about $22.87 million in total assets. Opened 86 years ago in 1940, HARMONY FEDERAL CREDIT UNION has about 1,503 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARMONY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 504 COURT RD GRAND JUNCTION, CO 81501-4906 |
| Phone: | (970) 242-3100 |
| Fax: | (970) 243-7221 |
| Website: | https://www.harmonyfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,503 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3837 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,865,301 |
| CEO/Manager: | Lanette R Williams |
| Chairperson: | Cathy L Gledhill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,639,035 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 634,958 |
| Unsecured Loans | 568,221 |
| Other Loans | 2,238,967 |
| TOTAL LOANS | 3,442,146 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,403 |
| Land And Building | 394,472 |
| Other Fixed Assets | 44,960 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 200,879 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,865,301 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,550 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 96,060 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,060,785 |
| Regular shares | 10,771,971 |
| All Other Shares & Deposits | 6,395,595 |
| TOTAL SHARES & DEPOSITS | 21,228,351 |
| TOTAL LIABILITIES | 21,326,961 |
| Regular Reserve | 0 |
| Other Reserves | 74,724 |
| Undivided Earnings | 1,463,616 |
| TOTAL EQUITY | 1,538,340 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,865,301 |
| INCOME & EXPENSE | |
| Loan Income | 163,428 |
| Investment Income | 115,285 |
| Other Income | 31,836 |
| Total Employee Compensation & Benefits | 143,201 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 322,629 |
| Non-operating Income & (Expense) | 60,494 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 39,950 |
| Cost of Funds | 12,836 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -147,573 |
| ↑ Back to Top | |