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DELTA COUNTY FEDERAL CREDIT UNION

Jun, 30, 2024 — DELTA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in DELTA, CO with 3 branch locations and about $86.55 million in total assets. Opened 67 years ago in 1958, DELTA COUNTY FEDERAL CREDIT UNION has about 4,844 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 302174977
Name:DELTA COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
100 Circle Dr
DELTA, CO 81416
Phone:(970) 874-7674
Fax:(970) 874-5241
Website:https://www.deltacountyfcu.com
Branches:3 branch locations
Members:4,844
Credit Union Type:Federal Credit Union
Charter Number:24381
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$86,549,192
CEO/Manager:Michelle Fish
Chairperson:Alvin Williams

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,345,053
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,640,102
 Unsecured Loans 352,954
 Other Loans 6,415,931
 TOTAL LOANS 24,408,987
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -105,054
 Land And Building 839,251
 Other Fixed Assets 17
 NCUSIF Deposit 750,351
 All Other Assets 0
  TOTAL ASSETS 86,549,192
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 108,665
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,418,096
 Regular shares 41,279,376
 All Other Shares & Deposits 23,778,544
  TOTAL SHARES & DEPOSITS 80,476,016
  TOTAL LIABILITIES 80,584,681
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,964,511
  TOTAL EQUITY 5,964,511
  TOTAL LIABILITIES, SHARES, & EQUITY 86,549,192
INCOME & EXPENSE  
 Loan Income 637,971
 Investment Income 525,744
 Other Income 364,187
 Total Employee Compensation & Benefits 746,352
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 533,351
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 59,993
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 233,669
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