Jun, 30, 2024 — DELTA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in DELTA, CO with 3 branch locations and about $86.55 million in total assets. Opened 67 years ago in 1958, DELTA COUNTY FEDERAL CREDIT UNION has about 4,844 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DELTA COUNTY FEDERAL CREDIT UNION |
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Address: (Main Office) | 100 Circle Dr DELTA, CO 81416 |
Phone: | (970) 874-7674 |
Fax: | (970) 874-5241 |
Website: | https://www.deltacountyfcu.com |
Branches: | 3 branch locations |
Members: | 4,844 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24381 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $86,549,192 |
CEO/Manager: | Michelle Fish |
Chairperson: | Alvin Williams |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,345,053 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 17,640,102 |
Unsecured Loans | 352,954 |
Other Loans | 6,415,931 |
TOTAL LOANS | 24,408,987 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -105,054 |
Land And Building | 839,251 |
Other Fixed Assets | 17 |
NCUSIF Deposit | 750,351 |
All Other Assets | 0 |
TOTAL ASSETS | 86,549,192 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 108,665 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 15,418,096 |
Regular shares | 41,279,376 |
All Other Shares & Deposits | 23,778,544 |
TOTAL SHARES & DEPOSITS | 80,476,016 |
TOTAL LIABILITIES | 80,584,681 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 5,964,511 |
TOTAL EQUITY | 5,964,511 |
TOTAL LIABILITIES, SHARES, & EQUITY | 86,549,192 |
INCOME & EXPENSE | |
Loan Income | 637,971 |
Investment Income | 525,744 |
Other Income | 364,187 |
Total Employee Compensation & Benefits | 746,352 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 533,351 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 59,993 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 233,669 |
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