Sep, 30, 2025 — MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in CRAIG, CO with 1 branch location and about $6.69 million in total assets. Opened 64 years ago in 1962, MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION has about 804 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOFFAT COUNTY SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 585 Tucker St CRAIG, CO 81625-1909 |
| Phone: | (970) 824-7005 |
| Fax: | (970) 824-7005 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 804 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15230 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,690,481 |
| CEO/Manager: | TYLAWN SMERCINA |
| Chairperson: | LINDA J OSBORN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,095,451 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 180,765 |
| Other Loans | 1,957,657 |
| TOTAL LOANS | 2,138,423 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | 11,609 |
| Land And Building | 41,598 |
| Other Fixed Assets | 19,118 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 50,063 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,690,481 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,961 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,383,237 |
| All Other Shares & Deposits | 535,664 |
| TOTAL SHARES & DEPOSITS | 5,918,901 |
| TOTAL LIABILITIES | 5,933,862 |
| Regular Reserve | 0 |
| Other Reserves | 139,804 |
| Undivided Earnings | 616,815 |
| TOTAL EQUITY | 756,619 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,690,481 |
| INCOME & EXPENSE | |
| Loan Income | 109,781 |
| Investment Income | 116,343 |
| Other Income | 1,827 |
| Total Employee Compensation & Benefits | 78,054 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 56,988 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,069 |
| Cost of Funds | 102,041 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -11,201 |
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