Sep, 30, 2025 — H E A FEDERAL CREDIT UNION is a federal credit union headquartered in WARNER ROBINS, GA with 1 branch location and about $40.97 million in total assets. Opened 65 years ago in 1961, H E A FEDERAL CREDIT UNION has about 2,911 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | H E A FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 121 OSIGIAN BLVD WARNER ROBINS, GA 31088 |
| Phone: | (478) 953-7477 |
| Fax: | (478) 953-7277 |
| Website: | https://www.heafcu.org |
| Branches: | 1 branch locations |
| Members: | 2,911 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14670 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $40,967,772 |
| CEO/Manager: | BRAD HAMLIN |
| Chairperson: | CYNTHIA FLESHER |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,035,024 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,014,895 |
| Unsecured Loans | 735,570 |
| Other Loans | 18,853,695 |
| TOTAL LOANS | 20,604,160 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -97,571 |
| Land And Building | 204,309 |
| Other Fixed Assets | 3,423 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 326,714 |
| All Other Assets | 22,386 |
| TOTAL ASSETS | 40,967,772 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 34,091 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 16,489 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,248,403 |
| Regular shares | 23,855,427 |
| All Other Shares & Deposits | 7,546,043 |
| TOTAL SHARES & DEPOSITS | 35,649,873 |
| TOTAL LIABILITIES | 35,700,453 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,267,319 |
| TOTAL EQUITY | 5,267,319 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 40,967,772 |
| INCOME & EXPENSE | |
| Loan Income | 860,118 |
| Investment Income | 531,220 |
| Other Income | 56,292 |
| Total Employee Compensation & Benefits | 451,827 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 268,927 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 314,290 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 462,695 |
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