Sep, 30, 2025 — WAYNE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, IN with 2 branch locations and about $12.56 million in total assets. Opened 65 years ago in 1961, WAYNE COUNTY FEDERAL CREDIT UNION has about 1,083 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WAYNE COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3010 W Main St RICHMOND, IN 47374-4583 |
| Phone: | (877) 962-7113 |
| Fax: | (765) 962-9615 |
| Website: | https://www.waynecountyfcu.org |
| Branches: | 2 branch locations |
| Members: | 1,083 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14449 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,563,437 |
| CEO/Manager: | Kim Wright |
| Chairperson: | Nelson E Bingham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 664,919 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 791,066 |
| Unsecured Loans | 747,538 |
| Other Loans | 3,227,425 |
| TOTAL LOANS | 4,766,028 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,154 |
| Land And Building | 324,813 |
| Other Fixed Assets | 7,046 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 115,641 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,563,437 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 41,140 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,190,899 |
| Regular shares | 7,489,336 |
| All Other Shares & Deposits | 6,085 |
| TOTAL SHARES & DEPOSITS | 10,686,321 |
| TOTAL LIABILITIES | 10,815,131 |
| Regular Reserve | 0 |
| Other Reserves | 194,110 |
| Undivided Earnings | 1,554,196 |
| TOTAL EQUITY | 1,748,306 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,563,437 |
| INCOME & EXPENSE | |
| Loan Income | 198,818 |
| Investment Income | 239,167 |
| Other Income | 13,427 |
| Total Employee Compensation & Benefits | 105,915 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 229,553 |
| Non-operating Income & (Expense) | 37,651 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 437 |
| Cost of Funds | 4,437 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 152,767 |
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