Sep, 30, 2025 — BERKELEY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MONCKS CORNER, SC with 1 branch location and about $17.40 million in total assets. Opened 66 years ago in 1960, BERKELEY COMMUNITY FEDERAL CREDIT UNION has about 2,443 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BERKELEY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 600 Main Street Ext MONCKS CORNER, SC 29461-3939 |
| Phone: | (843) 761-8298 |
| Fax: | (843) 761-2013 |
| Website: | https://www.berkcofcu.com |
| Branches: | 1 branch locations |
| Members: | 2,443 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13472 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,397,255 |
| CEO/Manager: | Max D Jones |
| Chairperson: | Mary W Hill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,611,482 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 888,822 |
| Other Loans | 4,179,132 |
| TOTAL LOANS | 5,067,954 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -98,565 |
| Land And Building | 300,247 |
| Other Fixed Assets | 10,113 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 134,570 |
| All Other Assets | 12,454 |
| TOTAL ASSETS | 17,397,255 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,191 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 107,889 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,727,054 |
| Regular shares | 10,056,034 |
| All Other Shares & Deposits | 2,522,974 |
| TOTAL SHARES & DEPOSITS | 14,306,062 |
| TOTAL LIABILITIES | 14,418,142 |
| Regular Reserve | 0 |
| Other Reserves | 145,355 |
| Undivided Earnings | 2,833,758 |
| TOTAL EQUITY | 2,979,113 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,397,255 |
| INCOME & EXPENSE | |
| Loan Income | 299,575 |
| Investment Income | 340,791 |
| Other Income | 182,795 |
| Total Employee Compensation & Benefits | 230,353 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 154,414 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,985 |
| Cost of Funds | 13,722 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 452,716 |
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