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National Credit Union Service Organization

S. C. H. D. DIST #7 FEDERAL CREDIT UNION

Sep, 30, 2025 — S. C. H. D. DIST #7 FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $4.62 million in total assets. Opened 59 years ago in 1967, S. C. H. D. DIST #7 FEDERAL CREDIT UNION has about 540 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S. C. H. D. DIST #7 FEDERAL CREDIT UNION
Address:
(Main Office)
293 BROUGHTON ST
ORANGEBURG, SC 29115-7361
Phone:(803) 536-0040
Fax:(803) 539-2834
Website:n/a
Branches:1 branch locations
Members:540
Credit Union Type:Federal Credit Union
Charter Number:18423
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1967
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$4,617,458
CEO/Manager:Jacqueline S Gulley
Chairperson:George L Jones

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,924,860
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 720,482
 Other Loans 1,703,484
 TOTAL LOANS 2,423,966
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -43,698
 Land And Building 0
 Other Fixed Assets 4,111
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 36,674
 All Other Assets 27,542
  TOTAL ASSETS 4,617,458
LIABILITIES & CAPITAL:  
 Dividends Payable 25,270
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 10,135
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,553,184
 All Other Shares & Deposits 2,141,085
  TOTAL SHARES & DEPOSITS 3,694,269
  TOTAL LIABILITIES 3,729,674
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 887,784
  TOTAL EQUITY 887,784
  TOTAL LIABILITIES, SHARES, & EQUITY 4,617,458
INCOME & EXPENSE  
 Loan Income 177,097
 Investment Income 71,102
 Other Income 1,245
 Total Employee Compensation & Benefits 58,558
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 71,836
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,901
 Cost of Funds 76,281
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 35,570
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