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National Credit Union Service Organization

S. C. H. D. DIST #7 FEDERAL CREDIT UNION

Mar, 31, 2022 — S. C. H. D. DIST #7 FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $3.67 million in total assets. Opened 55 years ago in 1967, S. C. H. D. DIST #7 FEDERAL CREDIT UNION has about 509 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S. C. H. D. DIST #7 FEDERAL CREDIT UNION
Address:
(Main Office)
293 BROUGHTON ST
ORANGEBURG, SC 29115-7361
Phone:(803) 536-0040
Fax:(803) 539-2834
Website:n/a
Branches:1 branch locations
Members:509
Credit Union Type:Federal Credit Union
Charter Number:18423
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1967
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,668,332
CEO/Manager:Jacqueline S Gulley
Chairperson:George L Jones

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,427,357
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 488,101
 Other Loans 1,676,712
 TOTAL LOANS 2,164,813
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -40,824
 Land And Building 0
 Other Fixed Assets 16,309
 NCUSIF Deposit 22,945
 All Other Assets 50,023
  TOTAL ASSETS 3,668,332
LIABILITIES & CAPITAL:  
 Dividends Payable 5,566
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 14,092
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,734,370
 All Other Shares & Deposits 1,183,333
  TOTAL SHARES & DEPOSITS 2,917,703
  TOTAL LIABILITIES 2,937,361
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 730,971
  TOTAL EQUITY 730,971
  TOTAL LIABILITIES, SHARES, & EQUITY 3,668,332
INCOME & EXPENSE  
 Loan Income 49,872
 Investment Income 473
 Other Income 178
 Total Employee Compensation & Benefits 14,614
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,985
 Non-operating Income & (Expense) -1,000
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,500
 Cost of Funds 2,050
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,832
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