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National Credit Union Service Organization

S. C. H. D. DIST #7 FEDERAL CREDIT UNION

Jun, 30, 2021 — S. C. H. D. DIST #7 FEDERAL CREDIT UNION is a federal credit union headquartered in Orangeburg, SC with 1 branch location and about $3.47 million in total assets. Opened 54 years ago in 1967, S. C. H. D. DIST #7 FEDERAL CREDIT UNION has about 511 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:S. C. H. D. DIST #7 FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 556
Orangeburg, SC 29116-0556
Phone:(803) 536-0040
Fax:(803) 539-2834
Website:n/a
Branches:1 branch locations
Members:511
Credit Union Type:Federal Credit Union
Charter Number:18423
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1967
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,468,035
CEO/Manager:Jacqueline S Gulley
Chairperson:George L Jones

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,069,954
TOTAL INVESTMENTS 267,407
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 471,389
 Other Loans 1,629,753
 TOTAL LOANS 2,101,142
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,400
 Land And Building 0
 Other Fixed Assets 16
 NCUSIF Deposit 22,945
 All Other Assets 33,971
  TOTAL ASSETS 3,468,035
LIABILITIES & CAPITAL:  
 Dividends Payable 3,530
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,985
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,755,590
 All Other Shares & Deposits 980,724
  TOTAL SHARES & DEPOSITS 2,736,314
  TOTAL LIABILITIES 2,749,829
 Regular Reserve 20,641
 Other Reserves 0
 Undivided Earnings 697,565
  TOTAL EQUITY 718,206
  TOTAL LIABILITIES, SHARES, & EQUITY 3,468,035
INCOME & EXPENSE  
 Loan Income 95,420
 Investment Income 533
 Other Income 684
 Total Employee Compensation & Benefits 29,278
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 53,410
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 857
 Cost of Funds 3,932
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 18,474
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