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SUMTER CITY CREDIT UNION

Mar, 31, 2022 — SUMTER CITY CREDIT UNION is a federally insured state chartered credit union headquartered in Sumter, SC with 0 branch location and about $2.72 million in total assets. Opened 58 years ago in 1964, SUMTER CITY CREDIT UNION has about 743 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SUMTER CITY CREDIT UNION
Address:
(Main Office)
21 N Main St
Sumter, SC 29150
Phone:(803) 774-1641
Fax:(803) 774-1691
Website:n/a
Branches:0 branch locations
Members:743
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60752
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1964
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$2,719,088
CEO/Manager:Morgan Mociun
Chairperson:Robert E Galloway, Jr.

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,252,228
TOTAL INVESTMENTS 274,128
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 213,986
 Other Loans 950,801
 TOTAL LOANS 1,164,787
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,805
 Land And Building 0
 Other Fixed Assets 9
 NCUSIF Deposit 21,369
 All Other Assets 13,372
  TOTAL ASSETS 2,719,088
LIABILITIES & CAPITAL:  
 Dividends Payable 47
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 111
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,088,694
 All Other Shares & Deposits 214,599
  TOTAL SHARES & DEPOSITS 2,303,293
  TOTAL LIABILITIES 2,303,451
 Regular Reserve 142,801
 Other Reserves 0
 Undivided Earnings 272,836
  TOTAL EQUITY 415,637
  TOTAL LIABILITIES, SHARES, & EQUITY 2,719,088
INCOME & EXPENSE  
 Loan Income 82,338
 Investment Income 1,283
 Other Income 3,925
 Total Employee Compensation & Benefits 55,127
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,263
 Non-operating Income & (Expense) 3,981
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,943
 Cost of Funds 1,532
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,677
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