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MID CAROLINA CREDIT UNION

Mar, 31, 2022 — MID CAROLINA CREDIT UNION is a federally insured state chartered credit union headquartered in LUGOFF, SC with 5 branch locations and about $170.49 million in total assets. Opened 61 years ago in 1961, MID CAROLINA CREDIT UNION has about 16,962 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279471
Name:MID CAROLINA CREDIT UNION
Address:
(Main Office)
841 Highway 1 S
LUGOFF, SC 29078-9436
Phone:(803) 432-8521
Fax:(803) 425-1936
Website:http://www.midcarolinacu.com
Branches:5 branch locations
Members:16,962
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60735
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$170,488,732
CEO/Manager:William S Conley
Chairperson:Dennis Arledge

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 28,205,741
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,451,534
 Unsecured Loans 7,857,744
 Other Loans 53,670,947
 TOTAL LOANS 83,746,429
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -431,666
 Land And Building 7,113,508
 Other Fixed Assets 850,569
 NCUSIF Deposit 1,430,847
 All Other Assets 0
  TOTAL ASSETS 170,488,732
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 2,212,748
 Accounts Payable & Other Liabilities -2,172,026
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 28,077,215
 Regular shares 98,072,910
 All Other Shares & Deposits 28,737,070
  TOTAL SHARES & DEPOSITS 154,887,195
  TOTAL LIABILITIES 154,927,917
 Regular Reserve 0
 Other Reserves 4,603,819
 Undivided Earnings 10,956,996
  TOTAL EQUITY 15,560,815
  TOTAL LIABILITIES, SHARES, & EQUITY 170,488,732
INCOME & EXPENSE  
 Loan Income 983,439
 Investment Income 105,865
 Other Income 294,476
 Total Employee Compensation & Benefits 457,600
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 952,403
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,900
 Cost of Funds 102,603
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 195,040
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