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MID CAROLINA CREDIT UNION

Jun, 30, 2021 — MID CAROLINA CREDIT UNION is a federally insured state chartered credit union headquartered in Lugoff, SC with 5 branch locations and about $164.40 million in total assets. Opened 60 years ago in 1961, MID CAROLINA CREDIT UNION has about 14,988 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279471
Name:MID CAROLINA CREDIT UNION
Address:
(Main Office)
PO Box 549
Lugoff, SC 29078
Phone:(803) 432-8521
Fax:(803) 425-1936
Website:http://www.midcarolinacu.com
Branches:5 branch locations
Members:14,988
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60735
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$164,403,713
CEO/Manager:William S Conley
Chairperson:Greg Nettles

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 33,937,502
TOTAL INVESTMENTS 24,658,653
Loans Held for Sale 715,829
 
 Real Estate Loans 17,282,364
 Unsecured Loans 8,249,504
 Other Loans 54,477,207
 TOTAL LOANS 85,107,789
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -485,539
 Land And Building 7,217,783
 Other Fixed Assets 992,085
 NCUSIF Deposit 1,304,920
 All Other Assets 10,954,691
  TOTAL ASSETS 164,403,713
LIABILITIES & CAPITAL:  
 Dividends Payable 32,284
 Notes & Interest Payable 2,212,687
 Accounts Payable & Other Liabilities 506,686
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,032,709
 Regular shares 89,973,351
 All Other Shares & Deposits 29,796,475
  TOTAL SHARES & DEPOSITS 144,802,535
  TOTAL LIABILITIES 147,554,192
 Regular Reserve 8,265,956
 Other Reserves -1,943,356
 Undivided Earnings 10,526,921
  TOTAL EQUITY 16,849,521
  TOTAL LIABILITIES, SHARES, & EQUITY 164,403,713
INCOME & EXPENSE  
 Loan Income 2,006,465
 Investment Income 112,146
 Other Income 548,783
 Total Employee Compensation & Benefits 1,179,404
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,766,861
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 54,480
 Cost of Funds 236,224
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 102,593
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