Credit Unions Near Me
National Credit Union Service Organization

MID CAROLINA CREDIT UNION

Jun, 30, 2024 — MID CAROLINA CREDIT UNION is a federally insured state chartered credit union headquartered in LUGOFF, SC with 5 branch locations and about $169.23 million in total assets. Opened 63 years ago in 1961, MID CAROLINA CREDIT UNION has about 15,046 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279471
Name:MID CAROLINA CREDIT UNION
Address:
(Main Office)
841 Highway 1 S
LUGOFF, SC 29078-9436
Phone:(803) 432-8521
Fax:(803) 425-1936
Website:https://www.midcarolinacu.com
Branches:5 branch locations
Members:15,046
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60735
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$169,226,776
CEO/Manager:David H Mooney Jr
Chairperson:Dennis Arledge

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,002,248
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,058,614
 Unsecured Loans 7,856,393
 Other Loans 58,510,900
 TOTAL LOANS 88,580,634
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -391,966
 Land And Building 7,050,796
 Other Fixed Assets 743,476
 NCUSIF Deposit 1,454,785
 All Other Assets 12,500
  TOTAL ASSETS 169,226,776
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 2,651,054
 Accounts Payable & Other Liabilities 858,043
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 26,727,703
 Regular shares 97,865,580
 All Other Shares & Deposits 27,647,446
  TOTAL SHARES & DEPOSITS 152,240,729
  TOTAL LIABILITIES 155,749,826
 Regular Reserve 0
 Other Reserves 2,131,043
 Undivided Earnings 11,345,907
  TOTAL EQUITY 13,476,950
  TOTAL LIABILITIES, SHARES, & EQUITY 169,226,776
INCOME & EXPENSE  
 Loan Income 3,034,159
 Investment Income 563,240
 Other Income 893,275
 Total Employee Compensation & Benefits 1,729,618
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,897,062
 Non-operating Income & (Expense) 12
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 23,900
 Cost of Funds 305,615
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 583,976
↑ Back to Top

Other Credit Unions

SOUTH CAROLINA METHODIST CONF CREDIT UNION
4901 Colonial Dr
COLUMBIA, SC 29203
BROOKLAND FEDERAL CREDIT UNION
949 Sunset Blvd
WEST COLUMBIA, SC 29169
SUMTER CITY CREDIT UNION
21 N Main St
SUMTER, SC 29150
COLUMBIA POST OFFICE CREDIT UNION
1601 Assembly St
COLUMBIA, SC 29201-2762
1ST COOPERATIVE FEDERAL CREDIT UNION
808 Knox Abbott Dr
CAYCE, SC 29033-3318
SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION
1225 Bluff Rd
COLUMBIA, SC 29201
PALMETTO HEALTH CREDIT UNION
1205 Colonial Life Blvd W
COLUMBIA, SC 29210
CARO FEDERAL CREDIT UNION
4480 Rosewood Dr
COLUMBIA, SC 29209-2629
SPC CREDIT UNION
204 N 5th St
HARTSVILLE, SC 29550-4136
PALMETTO CITIZENS FEDERAL CREDIT UNION
1320 Washington St
COLUMBIA, SC 29201-3382