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PALMETTO CITIZENS FEDERAL CREDIT UNION

Mar, 31, 2021 — PALMETTO CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBIA, SC with 15 branch locations and about $1.22 billion in total assets. Opened 85 years ago in 1936, PALMETTO CITIZENS FEDERAL CREDIT UNION has about 74,271 members and employs 304 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253978617
Name:PALMETTO CITIZENS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 5846
COLUMBIA, SC 29250
Phone:(803) 779-1232
Fax:(803) 376-2674
Website:http://www.palmettocitizens.org
Branches:15 branch locations
Members:74,271
Credit Union Type:Federal Credit Union
Charter Number:1472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$1,217,792,944
CEO/Manager:Nicholas Wodogaza
Chairperson:Steve Hamm

Call Report

  • Commercial Loans
  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 134,414,840
TOTAL INVESTMENTS 432,593,996
Loans Held for Sale 91,000
 
 Real Estate Loans 309,075,639
 Unsecured Loans 75,372,014
 Other Loans 210,891,894
 TOTAL LOANS 595,339,547
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,444,298
 Land And Building 27,503,541
 Other Fixed Assets 5,786,268
 NCUSIF Deposit 7,786,931
 All Other Assets 17,721,119
  TOTAL ASSETS 1,217,792,944
LIABILITIES & CAPITAL:  
 Dividends Payable 641,613
 Notes & Interest Payable 111,767,330
 Accounts Payable & Other Liabilities 13,477,589
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 251,435,886
 Regular shares 252,789,698
 All Other Shares & Deposits 462,504,640
  TOTAL SHARES & DEPOSITS 966,730,224
  TOTAL LIABILITIES 1,092,616,756
 Regular Reserve 4,746,878
 Other Reserves 1,034,961
 Undivided Earnings 119,394,349
  TOTAL EQUITY 125,176,188
  TOTAL LIABILITIES, SHARES, & EQUITY 1,217,792,944
INCOME & EXPENSE  
 Loan Income 7,098,793
 Investment Income 973,282
 Other Income 2,726,878
 Total Employee Compensation & Benefits 4,603,434
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,889,565
 Non-operating Income & (Expense) 19,572
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -132,372
 Cost of Funds 1,696,658
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,586,339
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