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PALMETTO CITIZENS FEDERAL CREDIT UNION

Mar, 31, 2022 — PALMETTO CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBIA, SC with 15 branch locations and about $1.32 billion in total assets. Opened 86 years ago in 1936, PALMETTO CITIZENS FEDERAL CREDIT UNION has about 78,156 members and employs 291 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253978617
Name:PALMETTO CITIZENS FEDERAL CREDIT UNION
Address:
(Main Office)
1320 Washington St
COLUMBIA, SC 29201-3382
Phone:(803) 779-1232
Fax:(803) 376-2674
Website:http://www.palmettocitizens.org
Branches:15 branch locations
Members:78,156
Credit Union Type:Federal Credit Union
Charter Number:1472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,323,058,485
CEO/Manager:Nicholas Wodogaza
Chairperson:Steve Hamm

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 99,852,593
TOTAL INVESTMENTS 0
Loans Held for Sale 219,984
 
 Real Estate Loans 327,353,046
 Unsecured Loans 76,227,119
 Other Loans 219,171,681
 TOTAL LOANS 623,878,321
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,674,327
 Land And Building 26,829,973
 Other Fixed Assets 6,486,726
 NCUSIF Deposit 9,372,858
 All Other Assets 583,456
  TOTAL ASSETS 1,323,058,485
LIABILITIES & CAPITAL:  
 Dividends Payable 2,420
 Notes & Interest Payable 101,473,214
 Accounts Payable & Other Liabilities 17,375,066
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 276,046,136
 Regular shares 292,419,123
 All Other Shares & Deposits 515,493,174
  TOTAL SHARES & DEPOSITS 1,083,958,433
  TOTAL LIABILITIES 1,202,809,133
 Regular Reserve 0
 Other Reserves -11,022,124
 Undivided Earnings 131,271,476
  TOTAL EQUITY 120,249,352
  TOTAL LIABILITIES, SHARES, & EQUITY 1,323,058,485
INCOME & EXPENSE  
 Loan Income 8,011,619
 Investment Income 927,808
 Other Income 2,769,030
 Total Employee Compensation & Benefits 5,163,476
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,026,218
 Non-operating Income & (Expense) 57,469
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 257,120
 Cost of Funds 1,502,503
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,921,636
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