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PALMETTO CITIZENS FEDERAL CREDIT UNION

Dec, 31, 2020 — PALMETTO CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBIA, SC with 15 branch locations and about $1.14 billion in total assets. Opened 85 years ago in 1936, PALMETTO CITIZENS FEDERAL CREDIT UNION has about 72,491 members and employs 305 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253978617
Name:PALMETTO CITIZENS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 5846
COLUMBIA, SC 29250
Phone:(803) 779-1232
Fax:(803) 376-2674
Website:http://www.palmettocitizens.org
Branches:15 branch locations
Members:72,491
Credit Union Type:Federal Credit Union
Charter Number:1472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$1,142,994,248
CEO/Manager:Nicholas Wodogaza
Chairperson:William Guy

Call Report

  • Commercial Loans
  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 111,971,917
TOTAL INVESTMENTS 382,552,759
Loans Held for Sale 160,201
 
 Real Estate Loans 301,713,243
 Unsecured Loans 76,256,177
 Other Loans 207,386,898
 TOTAL LOANS 585,356,318
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,913,286
 Land And Building 27,701,779
 Other Fixed Assets 3,932,007
 NCUSIF Deposit 7,786,931
 All Other Assets 27,445,622
  TOTAL ASSETS 1,142,994,248
LIABILITIES & CAPITAL:  
 Dividends Payable 804,229
 Notes & Interest Payable 112,785,064
 Accounts Payable & Other Liabilities 14,621,765
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 226,389,468
 Regular shares 219,683,382
 All Other Shares & Deposits 444,843,100
  TOTAL SHARES & DEPOSITS 890,915,950
  TOTAL LIABILITIES 1,019,127,008
 Regular Reserve 4,746,878
 Other Reserves 2,312,351
 Undivided Earnings 116,808,011
  TOTAL EQUITY 123,867,240
  TOTAL LIABILITIES, SHARES, & EQUITY 1,142,994,248
INCOME & EXPENSE  
 Loan Income 28,178,551
 Investment Income 5,234,667
 Other Income 16,992,551
 Total Employee Compensation & Benefits 17,786,179
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 14,764,824
 Non-operating Income & (Expense) 74,458
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,061,047
 Cost of Funds 8,040,034
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,828,143
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