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EDISTO FEDERAL CREDIT UNION

Jun, 30, 2021 — EDISTO FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $23.70 million in total assets. Opened 85 years ago in 1936, EDISTO FEDERAL CREDIT UNION has about 3,474 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDISTO FEDERAL CREDIT UNION
Address:
(Main Office)
1880 RUSSELL ST
ORANGEBURG, SC 29115-6107
Phone:(803) 535-0077
Fax:(803) 539-9020
Website:n/a
Branches:1 branch locations
Members:3,474
Credit Union Type:Federal Credit Union
Charter Number:1397
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$23,700,877
CEO/Manager:Leofice J Williams
Chairperson:Georgia G Montgomery

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,071,130
TOTAL INVESTMENTS 3,398,397
Loans Held for Sale 0
 
 Real Estate Loans 3,955,782
 Unsecured Loans 2,355,837
 Other Loans 2,684,047
 TOTAL LOANS 8,995,666
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -194,145
 Land And Building 165,145
 Other Fixed Assets 7,702
 NCUSIF Deposit 187,491
 All Other Assets 69,491
  TOTAL ASSETS 23,700,877
LIABILITIES & CAPITAL:  
 Dividends Payable 38
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 54,160
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,454,125
 Regular shares 8,413,255
 All Other Shares & Deposits 10,399,200
  TOTAL SHARES & DEPOSITS 20,266,580
  TOTAL LIABILITIES 20,320,778
 Regular Reserve 205,807
 Other Reserves 0
 Undivided Earnings 3,174,292
  TOTAL EQUITY 3,380,099
  TOTAL LIABILITIES, SHARES, & EQUITY 23,700,877
INCOME & EXPENSE  
 Loan Income 418,559
 Investment Income 15,686
 Other Income 81,894
 Total Employee Compensation & Benefits 341,568
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 235,354
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -103,661
 Cost of Funds 32,501
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 69,346
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