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EDISTO FEDERAL CREDIT UNION

Mar, 31, 2022 — EDISTO FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $24.08 million in total assets. Opened 86 years ago in 1936, EDISTO FEDERAL CREDIT UNION has about 3,324 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDISTO FEDERAL CREDIT UNION
Address:
(Main Office)
1880 Russell St
ORANGEBURG, SC 29115-6107
Phone:(803) 535-0077
Fax:(803) 539-9020
Website:n/a
Branches:1 branch locations
Members:3,324
Credit Union Type:Federal Credit Union
Charter Number:1397
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$24,080,141
CEO/Manager:Leofice J Williams
Chairperson:Georgia G Montgomery

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,326,707
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,771,937
 Unsecured Loans 2,755,637
 Other Loans 3,231,849
 TOTAL LOANS 9,767,565
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -163,125
 Land And Building 155,454
 Other Fixed Assets 3,121
 NCUSIF Deposit 187,491
 All Other Assets 0
  TOTAL ASSETS 24,080,141
LIABILITIES & CAPITAL:  
 Dividends Payable 33,939
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -7
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,458,287
 Regular shares 9,091,471
 All Other Shares & Deposits 10,159,378
  TOTAL SHARES & DEPOSITS 20,709,136
  TOTAL LIABILITIES 20,743,068
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,337,073
  TOTAL EQUITY 3,337,073
  TOTAL LIABILITIES, SHARES, & EQUITY 24,080,141
INCOME & EXPENSE  
 Loan Income 195,378
 Investment Income 6,393
 Other Income 46,815
 Total Employee Compensation & Benefits 179,505
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 98,091
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 197
 Cost of Funds 14,750
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -14,656
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