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EDISTO FEDERAL CREDIT UNION

Mar, 31, 2021 — EDISTO FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $23.59 million in total assets. Opened 85 years ago in 1936, EDISTO FEDERAL CREDIT UNION has about 3,507 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EDISTO FEDERAL CREDIT UNION
Address:
(Main Office)
1880 RUSSELL ST
ORANGEBURG, SC 29115-6107
Phone:(803) 535-0077
Fax:(803) 539-9020
Website:n/a
Branches:1 branch locations
Members:3,507
Credit Union Type:Federal Credit Union
Charter Number:1397
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$23,590,890
CEO/Manager:Leofice J Williams
Chairperson:Georgia G Montgomery

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,783,821
TOTAL INVESTMENTS 3,648,397
Loans Held for Sale 0
 
 Real Estate Loans 3,980,238
 Unsecured Loans 3,003,195
 Other Loans 2,832,397
 TOTAL LOANS 9,815,830
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -202,730
 Land And Building 168,375
 Other Fixed Assets 9,729
 NCUSIF Deposit 179,345
 All Other Assets 188,123
  TOTAL ASSETS 23,590,890
LIABILITIES & CAPITAL:  
 Dividends Payable 17
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 45,966
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,485,518
 Regular shares 8,016,679
 All Other Shares & Deposits 10,613,879
  TOTAL SHARES & DEPOSITS 20,116,076
  TOTAL LIABILITIES 20,162,059
 Regular Reserve 205,807
 Other Reserves 0
 Undivided Earnings 3,223,024
  TOTAL EQUITY 3,428,831
  TOTAL LIABILITIES, SHARES, & EQUITY 23,590,890
INCOME & EXPENSE  
 Loan Income 220,663
 Investment Income 11,145
 Other Income 44,534
 Total Employee Compensation & Benefits 171,965
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 116,571
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -118,965
 Cost of Funds 16,903
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 118,077
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