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SPC CREDIT UNION

Mar, 31, 2022 — SPC CREDIT UNION is a federally insured state chartered credit union headquartered in HARTSVILLE, SC with 6 branch locations and about $243.32 million in total assets. Opened 73 years ago in 1949, SPC CREDIT UNION has about 23,626 members and employs 68 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPC CREDIT UNION
Address:
(Main Office)
204 N 5th St
HARTSVILLE, SC 29550-4136
Phone:(843) 383-0090
Fax:(843) 332-0244
Website:http://www.spccu.org
Branches:6 branch locations
Members:23,626
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60686
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1949
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$243,324,320
CEO/Manager:Linda H Weatherford
Chairperson:Julian T Walters, Jr.

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 62,288,594
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 54,546,676
 Unsecured Loans 14,095,408
 Other Loans 67,613,068
 TOTAL LOANS 137,015,478
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -912,132
 Land And Building 4,855,131
 Other Fixed Assets 696,602
 NCUSIF Deposit 2,076,974
 All Other Assets 93,428
  TOTAL ASSETS 243,324,320
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,427,552
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 56,240,627
 Regular shares 146,129,808
 All Other Shares & Deposits 21,841,889
  TOTAL SHARES & DEPOSITS 224,212,324
  TOTAL LIABILITIES 227,639,876
 Regular Reserve 0
 Other Reserves 4,872,641
 Undivided Earnings 10,811,803
  TOTAL EQUITY 15,684,444
  TOTAL LIABILITIES, SHARES, & EQUITY 243,324,320
INCOME & EXPENSE  
 Loan Income 1,628,632
 Investment Income 89,534
 Other Income 749,224
 Total Employee Compensation & Benefits 1,101,308
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,521,291
 Non-operating Income & (Expense) 85,582
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 126,141
 Cost of Funds 73,730
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 276,400
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