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SANTEE COOPER CREDIT UNION

Jun, 30, 2021 — SANTEE COOPER CREDIT UNION is a federally insured state chartered credit union headquartered in MONCKS CORNER, SC with 2 branch locations and about $69.94 million in total assets. Opened 68 years ago in 1953, SANTEE COOPER CREDIT UNION has about 7,155 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279507
Name:SANTEE COOPER CREDIT UNION
Address:
(Main Office)
612 REMBERT C DENNIS BLVD
MONCKS CORNER, SC 29461
Phone:(843) 761-4001
Fax:(843) 761-7011
Website:https://www.santeecoopercreditunion.com/
Branches:2 branch locations
Members:7,155
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60745
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$69,936,885
CEO/Manager:Melynda Champion
Chairperson:William Finn

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,869,265
TOTAL INVESTMENTS 12,390,859
Loans Held for Sale 0
 
 Real Estate Loans 2,800,155
 Unsecured Loans 3,263,543
 Other Loans 38,389,224
 TOTAL LOANS 44,494,502
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -466,193
 Land And Building 718,411
 Other Fixed Assets 17,397
 NCUSIF Deposit 556,973
 All Other Assets 355,671
  TOTAL ASSETS 69,936,885
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 989,461
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,507,307
 Regular shares 39,593,694
 All Other Shares & Deposits 12,890,880
  TOTAL SHARES & DEPOSITS 60,991,881
  TOTAL LIABILITIES 61,981,342
 Regular Reserve 2,909,345
 Other Reserves 0
 Undivided Earnings 5,046,198
  TOTAL EQUITY 7,955,543
  TOTAL LIABILITIES, SHARES, & EQUITY 69,936,885
INCOME & EXPENSE  
 Loan Income 940,992
 Investment Income 53,895
 Other Income 219,111
 Total Employee Compensation & Benefits 613,632
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 411,983
 Non-operating Income & (Expense) -5,403
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 61,300
 Cost of Funds 70,739
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 306,080
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