Sep, 30, 2025 — CITY OF CLARKSBURG FEDERAL CREDIT UNION is a federal credit union headquartered in CLARKSBURG, WV with 1 branch location and about $8.34 million in total assets. Opened 66 years ago in 1960, CITY OF CLARKSBURG FEDERAL CREDIT UNION has about 757 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITY OF CLARKSBURG FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 S 4TH ST CLARKSBURG, WV 26301 |
| Phone: | (304) 624-1678 |
| Fax: | (304) 624-0984 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 757 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13426 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,342,970 |
| CEO/Manager: | TERRY SPENCER |
| Chairperson: | RANDY WAUGAMAN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,030,588 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 188,217 |
| Other Loans | 2,205,316 |
| TOTAL LOANS | 2,393,534 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -88,791 |
| Land And Building | 622,207 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 70,954 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,342,970 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,484 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 7,173,227 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 7,173,227 |
| TOTAL LIABILITIES | 7,179,711 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,163,259 |
| TOTAL EQUITY | 1,163,259 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,342,970 |
| INCOME & EXPENSE | |
| Loan Income | 124,735 |
| Investment Income | 104,458 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 89,656 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 71,305 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 42,077 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 29,006 |
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