Sep, 30, 2025 — BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BAKERSFIELD, CA with 2 branch locations and about $29.25 million in total assets. Opened 90 years ago in 1936, BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION has about 2,072 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2817 16th St BAKERSFIELD, CA 93301-3210 |
| Phone: | (661) 861-6151 |
| Fax: | (661) 323-8709 |
| Website: | https://www.bakcityefcu.org |
| Branches: | 2 branch locations |
| Members: | 2,072 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1339 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,247,777 |
| CEO/Manager: | Tania E Brandon |
| Chairperson: | Esther Duran |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,673,858 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,516,370 |
| Unsecured Loans | 910,072 |
| Other Loans | 7,579,627 |
| TOTAL LOANS | 16,006,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -56,663 |
| Land And Building | 416,588 |
| Other Fixed Assets | 29,271 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 254,664 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,247,777 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 100,917 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,406,538 |
| Regular shares | 15,344,266 |
| All Other Shares & Deposits | 5,016,046 |
| TOTAL SHARES & DEPOSITS | 25,766,853 |
| TOTAL LIABILITIES | 25,867,770 |
| Regular Reserve | 0 |
| Other Reserves | 292,500 |
| Undivided Earnings | 3,087,507 |
| TOTAL EQUITY | 3,380,007 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,247,777 |
| INCOME & EXPENSE | |
| Loan Income | 715,289 |
| Investment Income | 303,993 |
| Other Income | 125,818 |
| Total Employee Compensation & Benefits | 370,180 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 422,588 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,176 |
| Cost of Funds | 17,260 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 309,896 |
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