Dec, 31, 2023 — PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION is a federal credit union headquartered in PLATTSBURGH, NY with 1 branch location and about $8.32 million in total assets. Opened 65 years ago in 1959, PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION has about 757 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION |
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Address: (Main Office) | 49 Broad St Ste 101 PLATTSBURGH, NY 12901-3311 |
Phone: | (518) 561-4510 |
Fax: | (518) 566-8716 |
Website: | https://www.plattscsdfcu.org |
Branches: | 1 branch locations |
Members: | 757 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12873 |
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Membership Type: | Educational |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,315,617 |
CEO/Manager: | Anna F Sherman |
Chairperson: | Steve Bedard |
ASSETS: | $ Amount |
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Cash & Equivalents | 670,792 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 598,648 |
Unsecured Loans | 1,496,073 |
Other Loans | 4,440,135 |
TOTAL LOANS | 6,895,621 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,000 |
Land And Building | 0 |
Other Fixed Assets | 1,943 |
NCUSIF Deposit | 65,966 |
All Other Assets | 0 |
TOTAL ASSETS | 8,315,617 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 7,220 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 4,782,539 |
All Other Shares & Deposits | 2,238,746 |
TOTAL SHARES & DEPOSITS | 7,021,285 |
TOTAL LIABILITIES | 7,028,505 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,287,112 |
TOTAL EQUITY | 1,287,112 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,315,617 |
INCOME & EXPENSE | |
Loan Income | 317,607 |
Investment Income | 43,890 |
Other Income | 626 |
Total Employee Compensation & Benefits | 167,845 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 96,755 |
Non-operating Income & (Expense) | 5,224 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 53,079 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 49,668 |
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» See also Statement of Financial Condition