Sep, 30, 2025 — CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MADISON, IN with 1 branch location and about $15.87 million in total assets. Opened 68 years ago in 1958, CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION has about 1,329 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 220 Clifty Dr Ste H MADISON, IN 47250-1669 |
| Phone: | (812) 265-4881 |
| Fax: | (812) 265-4881 |
| Website: | https://www.cliftycreekcu.com/ |
| Branches: | 1 branch locations |
| Members: | 1,329 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12152 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,873,056 |
| CEO/Manager: | Jana Long |
| Chairperson: | George Lee W McDole |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,173,261 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 620,638 |
| Other Loans | 9,201,378 |
| TOTAL LOANS | 9,822,016 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -118,628 |
| Land And Building | 0 |
| Other Fixed Assets | 46,481 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 123,100 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,873,056 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 26 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,687 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 193 |
| Regular shares | 6,380,015 |
| All Other Shares & Deposits | 6,603,830 |
| TOTAL SHARES & DEPOSITS | 12,984,038 |
| TOTAL LIABILITIES | 13,004,751 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,868,305 |
| TOTAL EQUITY | 2,868,305 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,873,056 |
| INCOME & EXPENSE | |
| Loan Income | 497,240 |
| Investment Income | 99,555 |
| Other Income | 2,670 |
| Total Employee Compensation & Benefits | 162,759 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 184,220 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 122,000 |
| Cost of Funds | 245,715 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -110,344 |
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