Sep, 30, 2025 — GRAND JUNCTION FEDERAL CREDIT UNION is a federal credit union headquartered in GRAND JUNCTION, CO with 1 branch location and about $109.07 million in total assets. Opened 69 years ago in 1957, GRAND JUNCTION FEDERAL CREDIT UNION has about 6,889 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GRAND JUNCTION FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 633 24 Rd GRAND JUNCTION, CO 81505 |
| Phone: | (970) 243-1370 |
| Fax: | (970) 241-3010 |
| Website: | https://www.grandjunctionfcu.org |
| Branches: | 1 branch locations |
| Members: | 6,889 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11718 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $109,073,186 |
| CEO/Manager: | Karen Troester |
| Chairperson: | Dan Wilson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,537,865 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 26,692,191 |
| Unsecured Loans | 2,169,123 |
| Other Loans | 26,092,469 |
| TOTAL LOANS | 54,953,783 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -576,502 |
| Land And Building | 4,915,938 |
| Other Fixed Assets | 40,289 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 856,703 |
| All Other Assets | 0 |
| TOTAL ASSETS | 109,073,186 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 157,363 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,129,503 |
| Regular shares | 35,369,560 |
| All Other Shares & Deposits | 39,194,008 |
| TOTAL SHARES & DEPOSITS | 89,693,075 |
| TOTAL LIABILITIES | 89,850,438 |
| Regular Reserve | 0 |
| Other Reserves | 2,034,912 |
| Undivided Earnings | 17,187,836 |
| TOTAL EQUITY | 19,222,748 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 109,073,186 |
| INCOME & EXPENSE | |
| Loan Income | 2,537,431 |
| Investment Income | 1,230,157 |
| Other Income | 163,986 |
| Total Employee Compensation & Benefits | 993,417 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 934,655 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 160,000 |
| Cost of Funds | 1,038,385 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,059,582 |
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