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PACE FEDERAL CREDIT UNION

Sep, 30, 2025 — PACE FEDERAL CREDIT UNION is a federal credit union headquartered in HUNTINGTON, WV with 1 branch location and about $8.75 million in total assets. Opened 70 years ago in 1956, PACE FEDERAL CREDIT UNION has about 1,200 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PACE FEDERAL CREDIT UNION
Address:
(Main Office)
502 8th St
HUNTINGTON, WV 25701
Phone:(304) 399-5230
Fax:(304) 399-5773
Website:https://www.pacefederal.com
Branches:1 branch locations
Members:1,200
Credit Union Type:Federal Credit Union
Charter Number:11323
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1956
Last Audited:Oct 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$8,747,276
CEO/Manager:Lisa Saunders
Chairperson:Angela D McClellan-Perry

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,146,011
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 964,797
 Other Loans 3,999,932
 TOTAL LOANS 4,964,729
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -50,550
 Land And Building 0
 Other Fixed Assets 558
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 74,833
 All Other Assets 0
  TOTAL ASSETS 8,747,276
LIABILITIES & CAPITAL:  
 Dividends Payable 2,873
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 42,535
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,437,300
 Regular shares 5,689,507
 All Other Shares & Deposits 436,099
  TOTAL SHARES & DEPOSITS 7,562,906
  TOTAL LIABILITIES 7,608,314
 Regular Reserve 0
 Other Reserves 492,622
 Undivided Earnings 646,340
  TOTAL EQUITY 1,138,962
  TOTAL LIABILITIES, SHARES, & EQUITY 8,747,276
INCOME & EXPENSE  
 Loan Income 189,186
 Investment Income 103,130
 Other Income 27,146
 Total Employee Compensation & Benefits 132,552
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 114,690
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 11,564
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 51,656
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