Sep, 30, 2025 — NEW DIMENSIONS FEDERAL CREDIT UNION is a federal credit union headquartered in WATERVILLE, ME with 5 branch locations and about $229.08 million in total assets. Opened 70 years ago in 1956, NEW DIMENSIONS FEDERAL CREDIT UNION has about 16,053 members and employs 58 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEW DIMENSIONS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 94 Silver St WATERVILLE, ME 04901 |
| Phone: | (207) 872-2771 |
| Fax: | |
| Website: | https://www.newdimensionsfcu.com |
| Branches: | 5 branch locations |
| Members: | 16,053 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11253 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $229,077,798 |
| CEO/Manager: | Ryan G Poulin |
| Chairperson: | Jerome Allen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,324,273 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 114,116,539 |
| Unsecured Loans | 7,557,589 |
| Other Loans | 63,876,156 |
| TOTAL LOANS | 185,550,284 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,267,929 |
| Land And Building | 6,069,975 |
| Other Fixed Assets | 289,283 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,781,141 |
| All Other Assets | 13,707 |
| TOTAL ASSETS | 229,077,798 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 18,382,599 |
| Accounts Payable & Other Liabilities | 544,144 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 31,262,213 |
| Regular shares | 80,115,455 |
| All Other Shares & Deposits | 80,904,848 |
| TOTAL SHARES & DEPOSITS | 192,282,516 |
| TOTAL LIABILITIES | 211,228,092 |
| Regular Reserve | 0 |
| Other Reserves | 4,200,659 |
| Undivided Earnings | 13,649,047 |
| TOTAL EQUITY | 17,849,706 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 229,077,798 |
| INCOME & EXPENSE | |
| Loan Income | 8,421,027 |
| Investment Income | 547,932 |
| Other Income | 1,077,356 |
| Total Employee Compensation & Benefits | 4,637,170 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,519,194 |
| Non-operating Income & (Expense) | -4,627 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 633,000 |
| Cost of Funds | 2,095,332 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 837,419 |
| ↑ Back to Top | |