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MAINE HARVEST FEDERAL CREDIT UNION

Dec, 31, 2023 — MAINE HARVEST FEDERAL CREDIT UNION is a federal credit union headquartered in Unity, ME with 1 branch location and about $2.69 million in total assets. Opened 5 years ago in 2019, MAINE HARVEST FEDERAL CREDIT UNION has about 86 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MAINE HARVEST FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. Box 249
Unity, ME 04988
Phone:(207) 707-5200
Fax:
Website:https://www.maineharvestfcu.coop
Branches:1 branch locations
Members:86
Credit Union Type:Federal Credit Union
Charter Number:24915
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:2019
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$2,691,413
CEO/Manager:Scott Budde
Chairperson:Sammuel S May

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,607,332
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 716,231
 Unsecured Loans 0
 Other Loans 336,257
 TOTAL LOANS 1,052,488
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,852
 Land And Building 0
 Other Fixed Assets 28,492
 NCUSIF Deposit 11,563
 All Other Assets 0
  TOTAL ASSETS 2,691,413
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 802,602
 All Other Shares & Deposits 386,607
  TOTAL SHARES & DEPOSITS 1,189,209
  TOTAL LIABILITIES 1,189,209
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,502,204
  TOTAL EQUITY 1,502,204
  TOTAL LIABILITIES, SHARES, & EQUITY 2,691,413
INCOME & EXPENSE  
 Loan Income 36,389
 Investment Income 4,679
 Other Income 3,965
 Total Employee Compensation & Benefits 160,428
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 103,989
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,073
 Cost of Funds 887
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -234,952
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