Credit Unions Near Me
National Credit Union Service Organization

CHANGING SEASONS FEDERAL CREDIT UNION

Dec, 31, 2021 — CHANGING SEASONS FEDERAL CREDIT UNION is a federal credit union headquartered in HAMPDEN, ME with 1 branch location and about $30.18 million in total assets. Opened 56 years ago in 1966, CHANGING SEASONS FEDERAL CREDIT UNION has about 2,236 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287405
Name:CHANGING SEASONS FEDERAL CREDIT UNION
Address:
(Main Office)
115 Mecaw Rd
HAMPDEN, ME 04444-1944
Phone:(207) 945-6264
Fax:(207) 517-6850
Website:http://www.changingseasonsfcu.com
Branches:1 branch locations
Members:2,236
Credit Union Type:Federal Credit Union
Charter Number:17472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1966
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$30,177,268
CEO/Manager:Rob S Picard
Chairperson:Elizabeth H Kotredes

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,867,027
TOTAL INVESTMENTS 805,370
Loans Held for Sale 0
 
 Real Estate Loans 9,843,711
 Unsecured Loans 4,029,459
 Other Loans 10,194,982
 TOTAL LOANS 24,068,152
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -82,154
 Land And Building 790,121
 Other Fixed Assets 168,196
 NCUSIF Deposit 240,887
 All Other Assets 319,669
  TOTAL ASSETS 30,177,268
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 80,684
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,310,844
 Regular shares 13,691,539
 All Other Shares & Deposits 9,989,141
  TOTAL SHARES & DEPOSITS 27,991,524
  TOTAL LIABILITIES 28,072,208
 Regular Reserve 319,332
 Other Reserves 0
 Undivided Earnings 1,785,728
  TOTAL EQUITY 2,105,060
  TOTAL LIABILITIES, SHARES, & EQUITY 30,177,268
INCOME & EXPENSE  
 Loan Income 1,413,299
 Investment Income 29,688
 Other Income 128,669
 Total Employee Compensation & Benefits 640,205
 NCUSIF Premiums Expense 7,191
 Total Other Operating Expenses 879,397
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 116,178
 Cost of Funds 103,448
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 9,281
↑ Back to Top

Other Credit Unions

MAINE HARVEST FEDERAL CREDIT UNION
69 School St
UNITY, ME 04988
BREWER FEDERAL CREDIT UNION
229 Dirigo Dr
BREWER, ME 04412-1665
PENOBSCOT COUNTY FEDERAL CREDIT UNION
PO Box 434
OLD TOWN, ME 04468
KSW FEDERAL CREDIT UNION
222 College Ave
WATERVILLE, ME 04901-6226
BANGOR FEDERAL CREDIT UNION
339 Hogan Rd
BANGOR, ME 04401-4205
SEABOARD FEDERAL CREDIT UNION
177 Main St
BUCKSPORT, ME 04416
UNIVERSITY CREDIT UNION
15 Main St
ORONO, ME 04473
SEBASTICOOK VALLEY FEDERAL CREDIT UNION
505 SOMERSET AVE
PITTSFIELD, ME 04967
MAINE HIGHLANDS FEDERAL CREDIT UNION
73 Main St
DEXTER, ME 04930
NEW DIMENSIONS FEDERAL CREDIT UNION
94 Silver St
WATERVILLE, ME 04901