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CHANGING SEASONS FEDERAL CREDIT UNION

Dec, 31, 2023 — CHANGING SEASONS FEDERAL CREDIT UNION is a federal credit union headquartered in HAMPDEN, ME with 1 branch location and about $28.12 million in total assets. Opened 58 years ago in 1966, CHANGING SEASONS FEDERAL CREDIT UNION has about 2,101 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287405
Name:CHANGING SEASONS FEDERAL CREDIT UNION
Address:
(Main Office)
115 Mecaw Rd
HAMPDEN, ME 04444-1944
Phone:(207) 945-6264
Fax:(207) 517-6850
Website:https://www.changingseasonsfcu.com
Branches:1 branch locations
Members:2,101
Credit Union Type:Federal Credit Union
Charter Number:17472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1966
Last Audited:Oct 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$28,122,587
CEO/Manager:Rob S Picard
Chairperson:Elizabeth H Kotredes

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,042,837
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 10,595,321
 Unsecured Loans 1,955,588
 Other Loans 11,621,839
 TOTAL LOANS 24,172,749
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -194,506
 Land And Building 639,121
 Other Fixed Assets 87,963
 NCUSIF Deposit 261,983
 All Other Assets 39,000
  TOTAL ASSETS 28,122,587
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 99,873
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,847,505
 Regular shares 10,515,803
 All Other Shares & Deposits 11,759,960
  TOTAL SHARES & DEPOSITS 26,123,268
  TOTAL LIABILITIES 26,223,141
 Regular Reserve 0
 Other Reserves 319,332
 Undivided Earnings 1,580,114
  TOTAL EQUITY 1,899,446
  TOTAL LIABILITIES, SHARES, & EQUITY 28,122,587
INCOME & EXPENSE  
 Loan Income 1,476,115
 Investment Income 62,575
 Other Income 168,425
 Total Employee Compensation & Benefits 617,156
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,013,727
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 70,000
 Cost of Funds 156,448
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 956
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