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National Credit Union Service Organization

CAPITAL AREA FEDERAL CREDIT UNION

Jun, 30, 2024 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, ME with 1 branch location and about $59.63 million in total assets. Opened 71 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 3,804 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287324
Name:CAPITAL AREA FEDERAL CREDIT UNION
Address:
(Main Office)
2010 N Belfast ave
AUGUSTA, ME 04330
Phone:(207) 622-3442
Fax:(207) 623-2276
Website:https://www.capitalareafcu.org
Branches:1 branch locations
Members:3,804
Credit Union Type:Federal Credit Union
Charter Number:9919
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$59,629,106
CEO/Manager:Diana Winkley
Chairperson:Thomas Doore

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,723,566
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 19,402,996
 Unsecured Loans 2,206,948
 Other Loans 18,929,699
 TOTAL LOANS 40,539,643
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -214,426
 Land And Building 573,275
 Other Fixed Assets 21,312
 NCUSIF Deposit 489,406
 All Other Assets 3,000
  TOTAL ASSETS 59,629,106
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 716,697
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,241,541
 Regular shares 29,876,155
 All Other Shares & Deposits 12,347,850
  TOTAL SHARES & DEPOSITS 50,465,546
  TOTAL LIABILITIES 51,182,243
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 8,446,863
  TOTAL EQUITY 8,446,863
  TOTAL LIABILITIES, SHARES, & EQUITY 59,629,106
INCOME & EXPENSE  
 Loan Income 1,479,250
 Investment Income 143,864
 Other Income 433,860
 Total Employee Compensation & Benefits 581,373
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 738,356
 Non-operating Income & (Expense) 29,422
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,500
 Cost of Funds 233,351
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 525,816
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