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National Credit Union Service Organization

CAPITAL AREA FEDERAL CREDIT UNION

Dec, 31, 2021 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, ME with 1 branch location and about $58.97 million in total assets. Opened 68 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 3,851 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287324
Name:CAPITAL AREA FEDERAL CREDIT UNION
Address:
(Main Office)
2010 N Belfast ave
AUGUSTA, ME 04330
Phone:(207) 622-3442
Fax:(207) 623-2276
Website:https://www.capitalareafcu.org
Branches:1 branch locations
Members:3,851
Credit Union Type:Federal Credit Union
Charter Number:9919
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Oct 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$58,973,755
CEO/Manager:Diana Winkley
Chairperson:Thomas Doore

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,856,964
TOTAL INVESTMENTS 3,086,407
Loans Held for Sale 0
 
 Real Estate Loans 14,999,977
 Unsecured Loans 2,303,411
 Other Loans 17,671,494
 TOTAL LOANS 34,974,882
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -270,726
 Land And Building 592,415
 Other Fixed Assets 21,885
 NCUSIF Deposit 489,407
 All Other Assets 222,521
  TOTAL ASSETS 58,973,755
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 439,744
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,967,339
 Regular shares 28,467,837
 All Other Shares & Deposits 14,177,788
  TOTAL SHARES & DEPOSITS 50,612,964
  TOTAL LIABILITIES 51,052,708
 Regular Reserve 373,928
 Other Reserves 0
 Undivided Earnings 7,547,119
  TOTAL EQUITY 7,921,047
  TOTAL LIABILITIES, SHARES, & EQUITY 58,973,755
INCOME & EXPENSE  
 Loan Income 1,928,368
 Investment Income 43,351
 Other Income 551,376
 Total Employee Compensation & Benefits 654,233
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 861,525
 Non-operating Income & (Expense) 42,842
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,000
 Cost of Funds 390,686
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 655,493
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