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National Credit Union Service Organization

CAPITAL AREA FEDERAL CREDIT UNION

Jun, 30, 2021 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in Augusta, ME with 1 branch location and about $58.20 million in total assets. Opened 67 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 3,862 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287324
Name:CAPITAL AREA FEDERAL CREDIT UNION
Address:
(Main Office)
PO box 2626
Augusta, ME 04338-2626
Phone:(207) 622-3442
Fax:(207) 623-2276
Website:https://www.capitalareafcu.org
Branches:1 branch locations
Members:3,862
Credit Union Type:Federal Credit Union
Charter Number:9919
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$58,195,501
CEO/Manager:Diana Winkley
Chairperson:Thomas Doore

Call Report

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  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,456,220
TOTAL INVESTMENTS 2,704,050
Loans Held for Sale 0
 
 Real Estate Loans 14,674,521
 Unsecured Loans 2,479,375
 Other Loans 17,878,525
 TOTAL LOANS 35,032,421
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -282,358
 Land And Building 605,176
 Other Fixed Assets 24,514
 NCUSIF Deposit 381,707
 All Other Assets 273,771
  TOTAL ASSETS 58,195,501
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 302,434
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,151,994
 Regular shares 28,168,589
 All Other Shares & Deposits 13,969,021
  TOTAL SHARES & DEPOSITS 50,289,604
  TOTAL LIABILITIES 50,592,038
 Regular Reserve 373,928
 Other Reserves 0
 Undivided Earnings 7,229,535
  TOTAL EQUITY 7,603,463
  TOTAL LIABILITIES, SHARES, & EQUITY 58,195,501
INCOME & EXPENSE  
 Loan Income 978,860
 Investment Income 11,872
 Other Income 272,792
 Total Employee Compensation & Benefits 314,717
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 425,116
 Non-operating Income & (Expense) 21,230
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,000
 Cost of Funds 203,011
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 337,910
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