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National Credit Union Service Organization

CAPITAL AREA FEDERAL CREDIT UNION

Sep, 30, 2021 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in Augusta, ME with 1 branch location and about $58.61 million in total assets. Opened 68 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 3,851 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287324
Name:CAPITAL AREA FEDERAL CREDIT UNION
Address:
(Main Office)
PO box 2626
Augusta, ME 04338-2626
Phone:(207) 622-3442
Fax:(207) 623-2276
Website:https://www.capitalareafcu.org
Branches:1 branch locations
Members:3,851
Credit Union Type:Federal Credit Union
Charter Number:9919
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$58,611,333
CEO/Manager:Diana Winkley
Chairperson:Thomas Doore

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,771,581
TOTAL INVESTMENTS 2,833,011
Loans Held for Sale 0
 
 Real Estate Loans 14,814,907
 Unsecured Loans 2,408,197
 Other Loans 17,822,048
 TOTAL LOANS 35,045,152
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -294,610
 Land And Building 598,796
 Other Fixed Assets 20,709
 NCUSIF Deposit 417,108
 All Other Assets 219,586
  TOTAL ASSETS 58,611,333
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 380,166
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,500,907
 Regular shares 28,628,184
 All Other Shares & Deposits 14,325,412
  TOTAL SHARES & DEPOSITS 50,454,503
  TOTAL LIABILITIES 50,834,669
 Regular Reserve 373,929
 Other Reserves 0
 Undivided Earnings 7,402,735
  TOTAL EQUITY 7,776,664
  TOTAL LIABILITIES, SHARES, & EQUITY 58,611,333
INCOME & EXPENSE  
 Loan Income 1,463,084
 Investment Income 38,001
 Other Income 407,884
 Total Employee Compensation & Benefits 471,261
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 656,510
 Non-operating Income & (Expense) 32,278
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,000
 Cost of Funds 298,367
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 511,109
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