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GARDINER FEDERAL CREDIT UNION

Jun, 30, 2021 — GARDINER FEDERAL CREDIT UNION is a federal credit union headquartered in Gardiner, ME with 1 branch location and about $74.63 million in total assets. Opened 68 years ago in 1953, GARDINER FEDERAL CREDIT UNION has about 5,122 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GARDINER FEDERAL CREDIT UNION
Address:
(Main Office)
420 Brunswick Ave
Gardiner, ME 04345-2836
Phone:(207) 582-2676
Fax:(207) 582-3108
Website:http://www.gardinerfcu.org
Branches:1 branch locations
Members:5,122
Credit Union Type:Federal Credit Union
Charter Number:8367
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1953
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$74,625,724
CEO/Manager:Vicki L Larrabee
Chairperson:Jeanne M Frost

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 27,074,651
TOTAL INVESTMENTS 7,059,105
Loans Held for Sale 0
 
 Real Estate Loans 13,066,157
 Unsecured Loans 2,169,899
 Other Loans 19,691,370
 TOTAL LOANS 38,073,582
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,522
 Land And Building 1,678,187
 Other Fixed Assets 106,825
 NCUSIF Deposit 551,982
 All Other Assets 158,914
  TOTAL ASSETS 74,625,724
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,231,549
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,334,485
 Regular shares 42,185,693
 All Other Shares & Deposits 12,200,137
  TOTAL SHARES & DEPOSITS 64,720,315
  TOTAL LIABILITIES 65,951,864
 Regular Reserve 699,536
 Other Reserves 0
 Undivided Earnings 7,974,324
  TOTAL EQUITY 8,673,860
  TOTAL LIABILITIES, SHARES, & EQUITY 74,625,724
INCOME & EXPENSE  
 Loan Income 955,514
 Investment Income 60,182
 Other Income 118,077
 Total Employee Compensation & Benefits 441,731
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 520,568
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 144,275
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 295,356
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