Sep, 30, 2025 — NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in ANNISTON, AL with 1 branch location and about $13.39 million in total assets. Opened 70 years ago in 1956, NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION has about 1,247 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHEAST ALABAMA POSTAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 S Quintard Ave ANNISTON, AL 36201 |
| Phone: | (256) 237-4259 |
| Fax: | (256) 237-5813 |
| Website: | https://www.neapfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,247 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11056 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,393,002 |
| CEO/Manager: | Steven B Matson |
| Chairperson: | Steve Madeley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,296,998 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,215,519 |
| Unsecured Loans | 434,585 |
| Other Loans | 3,525,182 |
| TOTAL LOANS | 9,693,144 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,228 |
| Land And Building | 157,803 |
| Other Fixed Assets | 1,693 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 112,322 |
| All Other Assets | 37,771 |
| TOTAL ASSETS | 13,393,002 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 485 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,386,799 |
| All Other Shares & Deposits | 6,817,616 |
| TOTAL SHARES & DEPOSITS | 11,204,415 |
| TOTAL LIABILITIES | 11,204,900 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,188,102 |
| TOTAL EQUITY | 2,188,102 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,393,002 |
| INCOME & EXPENSE | |
| Loan Income | 478,461 |
| Investment Income | 87,814 |
| Other Income | 21,377 |
| Total Employee Compensation & Benefits | 132,444 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 231,652 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 239,947 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -14,940 |
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