Sep, 30, 2025 — GREATER WATERBURY HEALTHCARE FEDERAL CREDIT UNION is a federal credit union headquartered in WATERBURY, CT with 2 branch locations and about $9.27 million in total assets. Opened 70 years ago in 1956, GREATER WATERBURY HEALTHCARE FEDERAL CREDIT UNION has about 1,008 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER WATERBURY HEALTHCARE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 64 Robbins St WATERBURY, CT 06708 |
| Phone: | (203) 573-6227 |
| Fax: | |
| Website: | https://www.gwhfcu.com |
| Branches: | 2 branch locations |
| Members: | 1,008 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10865 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,269,907 |
| CEO/Manager: | Jacqueline Bellemare |
| Chairperson: | Stella Barbieri |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 495,050 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 271 |
| Unsecured Loans | 475,062 |
| Other Loans | 1,355,101 |
| TOTAL LOANS | 1,830,434 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,832 |
| Land And Building | 0 |
| Other Fixed Assets | 27,739 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 67,066 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,269,907 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,149 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,630 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 729,905 |
| Regular shares | 5,052,766 |
| All Other Shares & Deposits | 985,305 |
| TOTAL SHARES & DEPOSITS | 6,767,976 |
| TOTAL LIABILITIES | 6,789,755 |
| Regular Reserve | 0 |
| Other Reserves | 235,738 |
| Undivided Earnings | 2,244,414 |
| TOTAL EQUITY | 2,480,152 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,269,907 |
| INCOME & EXPENSE | |
| Loan Income | 99,133 |
| Investment Income | 185,099 |
| Other Income | 18,544 |
| Total Employee Compensation & Benefits | 132,180 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 131,227 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,570 |
| Cost of Funds | 24,930 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,636 |
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