Sep, 30, 2025 — NORWALK POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in WATERBURY, CT with 1 branch location and about $308,485 in total assets. Opened 68 years ago in 1958, NORWALK POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 290 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORWALK POSTAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3528 E MAIN ST STE 1 WATERBURY, CT 06705 |
| Phone: | (203) 755-2030 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 290 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12375 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jan 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $308,485 |
| CEO/Manager: | JAMES HIGGINS |
| Chairperson: | Smith A Payne Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 40,878 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 105,919 |
| Other Loans | 117,787 |
| TOTAL LOANS | 223,707 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | 4,135 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,098 |
| All Other Assets | 0 |
| TOTAL ASSETS | 308,485 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -292 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 295,077 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 295,077 |
| TOTAL LIABILITIES | 294,785 |
| Regular Reserve | 0 |
| Other Reserves | 315 |
| Undivided Earnings | 13,385 |
| TOTAL EQUITY | 13,700 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 308,485 |
| INCOME & EXPENSE | |
| Loan Income | 15,421 |
| Investment Income | 2,068 |
| Other Income | 60 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 59,916 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 465 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -42,575 |
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