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WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION

Mar, 31, 2021 — WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in WATERBURY, CT with 2 branch locations and about $293.16 million in total assets. Opened 87 years ago in 1934, WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION has about 19,702 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211179607
Name:WATERBURY CONNECTICUT TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 2121
WATERBURY, CT 06722
Phone:(203) 758-9500
Fax:(203) 758-8514
Website:http://www.wctfcu.com
Branches:2 branch locations
Members:19,702
Credit Union Type:Federal Credit Union
Charter Number:22
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1934
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$293,155,246
CEO/Manager:Martin Misset
Chairperson:Peter McCasland

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 39,445,068
TOTAL INVESTMENTS 53,188,376
Loans Held for Sale 0
 
 Real Estate Loans 93,325,096
 Unsecured Loans 43,755,632
 Other Loans 56,981,514
 TOTAL LOANS 194,062,242
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,286,903
 Land And Building 3,659,459
 Other Fixed Assets 327,180
 NCUSIF Deposit 2,168,383
 All Other Assets 1,591,441
  TOTAL ASSETS 293,155,246
LIABILITIES & CAPITAL:  
 Dividends Payable 165,664
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,867,031
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 32,650,575
 Regular shares 87,863,273
 All Other Shares & Deposits 133,153,090
  TOTAL SHARES & DEPOSITS 253,666,938
  TOTAL LIABILITIES 255,699,633
 Regular Reserve 1,596,789
 Other Reserves -265,898
 Undivided Earnings 36,124,722
  TOTAL EQUITY 37,455,613
  TOTAL LIABILITIES, SHARES, & EQUITY 293,155,246
INCOME & EXPENSE  
 Loan Income 2,012,953
 Investment Income 77,151
 Other Income 46,395
 Total Employee Compensation & Benefits 638,130
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,014,127
 Non-operating Income & (Expense) -53,032
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 162,500
 Cost of Funds 379,683
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 300,656
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